---
title: "Ally Financial Inc. (ALLY.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/ALLY.US.md"
symbol: "ALLY.US"
name: "Ally Financial Inc."
industry: "Consumer Finance"
datetime: "2026-05-21T21:38:16.281Z"
locales:
  - [en](https://longbridge.com/en/quote/ALLY.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/ALLY.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/ALLY.US.md)
---

# Ally Financial Inc. (ALLY.US)

## Company Overview

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers’ vehicle inventory.

| Item | Detail |
|------|--------|
| Industry | Consumer Finance |
| Exchange | US Market |
| Website | [www.ally.com](https://www.ally.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-21T04:30:18.000Z

**Overall: B (0.37)**

**Industry**: Consumer Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 5 / 57 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 15.46% |  |
| Net Profit YoY | 576.84% |  |
| P/B Ratio | 0.99 |  |
| Dividend Ratio | 2.82% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 13101728960.00 |  |
| Revenue | 7687000000.00 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 10.21% | B |
| Profit Margin | 18.16% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 15.46% | B |
| Net Profit YoY | 576.84% | A |
| Total Assets YoY | 2.04% | C |
| Net Assets YoY | 9.68% | B |
| Cash Flow Margin | 323.48% | A |
| OCF YoY | 15.46% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Ally Financial Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "15.46%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "576.84%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.99",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "2.82%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "13101728960.00",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "7687000000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "10.21%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "18.16%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "15.46%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "576.84%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "2.04%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "9.68%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "323.48%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "15.46%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 10.19 | 22/57 | 46.37 | 26.91 | 16.84 |
| PB | 0.99 | 18/57 | 1.04 | 0.99 | 0.94 |
| PS (TTM) | 1.70 | 28/57 | 1.86 | 1.76 | 1.67 |
| Dividend Yield | 2.82% | 12/57 | 3.14% | 2.96% | 2.79% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | NerdWallet (NRDS.US) | A | B | A | A | B | A |
| 02 | Capital One Financial (COF.US) | C | B | E | A | A | B |
| 03 | Synchrony Financial (SYF.US) | B | B | E | A | B | B |
| 04 | Kaspi.KZ JSC (KSPI.US) | A | A | C | E | B | B |
| 05 | Ally Financial (ALLY.US) | C | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-15T04:00:00.000Z

Total Analysts: **18**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 10 | 56% |
| Overweight | 4 | 22% |
| Hold | 4 | 22% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 42.75 |
| Highest Target | 70.00 |
| Lowest Target | 46.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/ALLY.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/ALLY.US/norm.md)
- [Related News](https://longbridge.com/en/quote/ALLY.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/ALLY.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**