---
title: "Alerus Financial (ALRS.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/ALRS.US/norm.md"
symbol: "ALRS.US"
name: "Alerus Financial"
parent: "https://longbridge.com/en/quote/ALRS.US.md"
datetime: "2026-03-13T21:52:02.626Z"
locales:
  - [en](https://longbridge.com/en/quote/ALRS.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/ALRS.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/ALRS.US/norm.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/quote/ALRS.US/norm.md) | [繁體中文](https://longbridge.com/zh-HK/quote/ALRS.US/norm.md)


# Alerus Financial (ALRS.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | -1.29 | 0.6500 | 0.7800 | 0.5200 | -0.0054 |
| ROE | -23.41% | 12.38% | 15.31% | 10.47% | -0.00% |
| Revenue | 8.53M | 72.57M | 74.80M | 67.93M | 60.17M |
| Net income | -32.65M | 16.78M | 20.05M | 13.22M | -1000.00 |
| NIM | - | 3.50% | 3.51% | 3.41% | - |
| Structure | 45.17M | 43.14M | 43.03M | 41.16M | 38.28M |
| Provision | 8.23M | 72.57M | 74.80M | 68.79M | 72.16M |

## Balance Sheet (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 5.23B | 5.33B | 5.32B | 5.34B | 5.26B |
| Leverage | 9.26 | 9.68 | 9.99 | 10.38 | 10.62 |
| BVPS | 22.24 | 21.68 | 21.00 | 20.27 | 19.55 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 4.19B | 4.41B | 4.34B | 4.49B | 4.38B |
| NPL | 69.06M | 59.64M | 51.48M | 50.52M | 62.89M |
| Capital ratio | 10.28% | 10.84% | 10.54% | 10.10% | 9.91% |
| Coverage | 89.65% | 104.16% | 115.15% | 122.59% | 95.30% |

## Cash Flow Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 16.34M | 32.78M | 10.69M | 7.71M | 2.31M |
| Investing CF | 75.95M | 23.45M | 25.84M | -48.70M | -92.70M |
| Financing CF | -117.15M | -45.09M | -38.61M | 62.72M | 85.66M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 3.52

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.21USD | 2026-03-27 | 2026-03-27 | 2026-04-10 |
| Cash Dividend: 
0.21USD | 2025-12-26 | 2025-12-26 | 2026-01-09 |
| Cash Dividend: 
0.21USD | 2025-09-26 | 2025-09-26 | 2025-10-10 |