---
title: "Grupo Aval Acciones y Valores S.A. (AVAL.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/AVAL.US.md"
symbol: "AVAL.US"
name: "Grupo Aval Acciones y Valores S.A."
industry: "Diversified Banks"
datetime: "2026-04-17T02:14:46.604Z"
locales:
  - [en](https://longbridge.com/en/quote/AVAL.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/AVAL.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/AVAL.US.md)
---

# Grupo Aval Acciones y Valores S.A. (AVAL.US)

## Company Overview

Grupo Aval Acciones y Valores S.A. provides a range of financial services and products in Colombia and Central America. The company offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. It also provides commercial loans comprising general purpose loans, working capital loans, leases, loans funded by development banks, corporate credit cards, and overdraft loans; consumer loans, such as payroll loans, personal loans, automobile and other vehicle loans, credit cards, overdrafts, leases, and general-purpose loans; and microcredit and mortgage loans.

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Exchange | US Market |
| Website | [www.grupoaval.com](https://www.grupoaval.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-16T04:30:18.000Z

**Overall: C (0.43)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 59 / 66 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 24.38% |  |
| Net Profit YoY | 76.07% |  |
| P/B Ratio | 1.17 |  |
| Dividend Ratio | 2.38% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 5710305918.84 |  |
| Revenue | 3350747588.32 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 9.49% | B |
| Profit Margin | 12.86% | B |
| Gross Margin | 0.00% | E |
| Revenue YoY | 24.38% | A |
| Net Profit YoY | 76.07% | A |
| Total Assets YoY | 24.09% | A |
| Net Assets YoY | 22.15% | A |
| Cash Flow Margin | -1012.58% | E |
| OCF YoY | 24.38% | A |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Grupo Aval Acciones y Valores S.A.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "24.38%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "76.07%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.17",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "2.38%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "5710305918.84",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "3350747588.32",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "9.49%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "12.86%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "24.38%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "76.07%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "24.09%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "22.15%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-1012.58%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "24.38%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 13.12 | 37/66 | 13.00 | 11.90 | 11.16 |
| PB | 1.16 | 14/66 | 1.08 | 0.96 | 0.83 |
| PS (TTM) | 1.69 | 6/66 | 1.56 | 1.39 | 1.16 |
| Dividend Yield | 2.41% | 43/66 | 3.31% | 2.84% | 2.48% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Toronto Dominion Bank (TD.US) | B | A | E | A | B | B |
| 02 | BNP Paribas (BNPQY.US) | C | B | E | A | B | B |
| 03 | NU Holdings (NU.US) | B | A | E | A | C | B |
| 04 | KBC Group (KBCSY.US) | B | B | E | A | B | B |
| 05 | DNB Bank ASA (DNBBF.US) | B | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-03-04T05:00:00.000Z

Total Analysts: **2**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Hold | 1 | 50% |
| Underweight | 1 | 50% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 4.76 |
| Highest Target | 4.00 |
| Lowest Target | 4.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/AVAL.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/AVAL.US/norm.md)
- [Related News](https://longbridge.com/en/quote/AVAL.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/AVAL.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**