---
title: "American Express Company (AXP.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/AXP.US.md"
symbol: "AXP.US"
name: "American Express Company"
industry: "Consumer Finance"
datetime: "2026-05-20T03:55:04.522Z"
locales:
  - [en](https://longbridge.com/en/quote/AXP.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/AXP.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/AXP.US.md)
---

# American Express Company (AXP.US)

## Company Overview

American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending.

| Item | Detail |
|------|--------|
| Industry | Consumer Finance |
| Exchange | US Market |
| Website | [www.americanexpress.com](https://www.americanexpress.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:13.000Z

**Overall: C (0.48)**

**Industry**: Consumer Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 21 / 57 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 10.90% |  |
| Net Profit YoY | 9.32% |  |
| P/B Ratio | 6.27 |  |
| Dividend Ratio | 1.09% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 213049608562.32 |  |
| Revenue | 68812000000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 34.01% | A |
| Profit Margin | 16.31% | A |
| Gross Margin | 61.11% | A |
| Revenue YoY | 10.90% | B |
| Net Profit YoY | 9.32% | C |
| Total Assets YoY | 9.44% | B |
| Net Assets YoY | 8.95% | B |
| Cash Flow Margin | 157.55% | B |
| OCF YoY | 10.90% | B |
| Turnover | 0.23 | D |
| Gearing Ratio | 88.99% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - American Express Company",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "10.90%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "9.32%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "6.27",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "1.09%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "213049608562.32",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "68812000000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "34.01%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "16.31%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "61.11%",
          "rating": "A"
        },
        {
          "name": "Revenue YoY",
          "value": "10.90%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "9.32%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "9.44%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "8.95%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "157.55%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "10.90%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.23",
          "rating": "D"
        },
        {
          "name": "Gearing Ratio",
          "value": "88.99%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 19.04 | 33/57 | 23.79 | 22.17 | 20.23 |
| PB | 6.21 | 44/57 | 7.64 | 7.00 | 6.42 |
| PS (TTM) | 3.07 | 41/57 | 3.79 | 3.55 | 3.24 |
| Dividend Yield | 1.10% | 18/57 | 1.05% | 0.95% | 0.89% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | NerdWallet (NRDS.US) | A | B | A | A | B | A |
| 02 | Capital One Financial (COF.US) | C | B | E | A | A | B |
| 03 | Synchrony Financial (SYF.US) | B | B | E | A | B | B |
| 04 | Kaspi.KZ JSC (KSPI.US) | A | A | C | E | B | B |
| 05 | Ally Financial (ALLY.US) | C | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-18T04:00:00.000Z

Total Analysts: **29**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 9 | 31% |
| Overweight | 3 | 10% |
| Hold | 15 | 52% |
| Sell | 1 | 3% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 309.31 |
| Highest Target | 450.00 |
| Lowest Target | 285.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/AXP.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/AXP.US/norm.md)
- [Related News](https://longbridge.com/en/quote/AXP.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/AXP.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**