IMAC Holdings signed a series of financing agreements to issue senior secured notes and strengthen liquidity. The company entered a Securities Purchase Agreement for $7.53 million in original principal (approximately $6.33 million purchase price), with notes maturing on Jan 31, 2026 and bearing interest only upon default. To secure the notes, IMAC granted a first-priority lien on substantially all assets and obtained joint and several guarantees from key subsidiaries. The package refinances obligations, provides near-term funding, and enhances lender protections.

Agreement 1: IMAC Holdings Signs Securities Purchase Agreement With Cavalry Funds and C/M Capital

• Agreement type: Securities Purchase Agreement for senior secured notes with original issue discount
• Counterparty: Cavalry Fund I SPV I; C/M Capital Master Fund; Cavalry Fund I
• Signed / Effective: Dec 19 2025 / same
• Duration / Termination: Until Jan 31 2026 maturity
• Reason: Refinance debt and bolster liquidity

Agreement 2: IMAC Holdings Signs Security and Pledge Agreement With Cavalry Fund I SPV I

• Agreement type: Security and Pledge Agreement granting first-priority lien on substantially all assets
• Counterparty: Cavalry Fund I SPV I
• Signed / Effective: Dec 19 2025 / same
• Duration / Termination: Until obligations are paid in full
• Reason: Provide collateral support for the notes financing

Agreement 3: IMAC Holdings Signs Guaranty Agreement With Cavalry Fund I SPV I

• Agreement type: Subsidiary Guaranty of note and transaction obligations
• Counterparty: Cavalry Fund I SPV I
• Signed / Effective: Dec 19 2025 / same
• Duration / Termination: Until obligations are paid in full
• Reason: Enhance lender security and close financing

Original SEC Filing: IMAC Holdings, Inc. [ BACK ] - 8-K - Dec. 30, 2025