---
title: "Bayfirst Financial (BAFN.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/BAFN.US/norm.md"
symbol: "BAFN.US"
name: "Bayfirst Financial"
parent: "https://longbridge.com/en/quote/BAFN.US.md"
datetime: "2026-03-09T21:00:53.613Z"
locales:
  - [en](https://longbridge.com/en/quote/BAFN.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/BAFN.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/BAFN.US/norm.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/quote/BAFN.US/norm.md) | [繁體中文](https://longbridge.com/zh-HK/quote/BAFN.US/norm.md)


# Bayfirst Financial (BAFN.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | -0.6900 | -4.66 | -0.3928 | -0.1739 | 2.27 |
| ROE | -15.62% | -92.68% | -6.95% | -3.04% | 41.34% |
| Revenue | 9.05M | -681000.00 | 15.88M | 15.35M | 28.38M |
| Net income | -2.85M | -19.29M | -1.62M | -720000.00 | 9.39M |
| NIM | 3.58% | 3.61% | 4.06% | 3.77% | - |
| Structure | 11.16M | 11.28M | 12.35M | 11.00M | 10.65M |
| Provision | 11.05M | 10.23M | 23.14M | 19.75M | 32.93M |

## Balance Sheet (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 1.30B | 1.35B | 1.34B | 1.29B | 1.29B |
| Leverage | 14.85 | 15.00 | 12.42 | 11.74 | 11.61 |
| BVPS | 17.48 | 17.97 | 22.37 | 22.85 | 23.03 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 1.18B | 1.17B | 1.16B | 1.13B | 1.14B |
| NPL | 17.72M | 17.21M | 15.62M | 16.50M | 15.06M |
| Capital ratio | 9.05% | 8.44% | 9.98% | 10.47% | 10.89% |
| Coverage | 124.10% | 142.30% | 109.12% | 100.10% | 103.00% |

## Cash Flow Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | - | 47.31M | 63.29M | 74.16M | 97.46M |
| Investing CF | - | -24.00M | -103.84M | -92.67M | -104.35M |
| Financing CF | - | 17.95M | 54.70M | 3.87M | 20.30M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 2.80

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.08USD | 2025-06-01 | 2025-05-30 | 2025-06-15 |
| Cash Dividend: 
0.08USD | 2025-03-01 | 2025-02-28 | 2025-03-15 |
| Cash Dividend: 
0.08USD | 2024-12-01 | 2024-11-29 | 2024-12-15 |