---
title: "Banc of California, Inc. (BANC.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/BANC.US.md"
symbol: "BANC.US"
name: "Banc of California, Inc."
industry: "Regional Banks"
datetime: "2026-04-15T04:37:15.821Z"
locales:
  - [en](https://longbridge.com/en/quote/BANC.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/BANC.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/BANC.US.md)
---

# Banc of California, Inc. (BANC.US)

## Company Overview

Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [bancofcal.com](https://bancofcal.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-15T04:30:15.000Z

**Overall: C (0.43)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 163 / 333 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 9.22% |  |
| Net Profit YoY | 116.91% |  |
| P/B Ratio | 0.95 |  |
| Dividend Ratio | 2.27% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 2880478623.56 |  |
| Revenue | 1048925000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 6.26% | C |
| Profit Margin | 21.83% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 9.22% | B |
| Net Profit YoY | 116.91% | A |
| Total Assets YoY | 3.74% | C |
| Net Assets YoY | 1.18% | C |
| Cash Flow Margin | 135.20% | B |
| OCF YoY | 9.22% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Banc of California, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "9.22%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "116.91%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.95",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "2.27%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "2880478623.56",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "1048925000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "6.26%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "21.83%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "9.22%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "116.91%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "3.74%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "1.18%",
          "rating": "C"
        },
        {
          "name": "Cash Flow Margin",
          "value": "135.20%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "9.22%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 15.24 | 189/333 | 22.72 | 19.55 | 15.80 |
| PB | 0.95 | 65/333 | 1.01 | 0.89 | 0.76 |
| PS (TTM) | 2.75 | 44/333 | 2.94 | 2.61 | 2.37 |
| Dividend Yield | 2.27% | 160/333 | 2.78% | 2.39% | 2.06% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 03 | Pinnacle Financial (PNFP.US) | B | B | E | A | B | B |
| 04 | SouthState Bank (SSB.US) | B | A | E | A | B | B |
| 05 | UMB Financial (UMBF.US) | B | A | E | A | A | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-08T04:00:00.000Z

Total Analysts: **11**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 6 | 55% |
| Overweight | 4 | 36% |
| Hold | 1 | 9% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 18.52 |
| Highest Target | 25.00 |
| Lowest Target | 20.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/BANC.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/BANC.US/norm.md)
- [Related News](https://longbridge.com/en/quote/BANC.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/BANC.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**