---
title: "Better Home & Finance Holding Company (BETR.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/BETR.US.md"
symbol: "BETR.US"
name: "Better Home & Finance Holding Company"
industry: "Commercial and Residential Mortgage Finance"
datetime: "2026-05-20T07:20:54.002Z"
locales:
  - [en](https://longbridge.com/en/quote/BETR.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/BETR.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/BETR.US.md)
---

# Better Home & Finance Holding Company (BETR.US)

## Company Overview

Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise (GSE) conforming loans, Federal Housing Administration insured loans, Department of Veterans Affairs guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It offers real estate agent services, title insurance and settlement services, and homeowners insurance services. It also offers home equity lines of credit and closed-end second-lien loans.

| Item | Detail |
|------|--------|
| Industry | Commercial and Residential Mortgage Finance |
| Exchange | US Market |
| Website | [better.com](https://better.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:16.000Z

**Overall: C (0.46)**

**Industry**: Commercial and Residential Mortgage Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 17 / 32 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Growth - Stocks whose main business is in the growth stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 53.99% |  |
| Net Profit YoY | 9.61% |  |
| P/B Ratio | 55.73 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 476651728.98 |  |
| Revenue | 181041000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 361.68% | A |
| Profit Margin | -102.53% | E |
| Gross Margin | 100.00% | A |
| Revenue YoY | 53.99% | A |
| Net Profit YoY | 9.61% | C |
| Total Assets YoY | 56.10% | A |
| Net Assets YoY | 108.37% | A |
| Cash Flow Margin | 126.36% | B |
| OCF YoY | 53.99% | A |
| Turnover | 0.14 | E |
| Gearing Ratio | 99.45% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Better Home & Finance Holding Company",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "53.99%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "9.61%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "55.73",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "476651728.98",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "181041000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "361.68%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "-102.53%",
          "rating": "E"
        },
        {
          "name": "Gross Margin",
          "value": "100.00%",
          "rating": "A"
        },
        {
          "name": "Revenue YoY",
          "value": "53.99%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "9.61%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "56.10%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "108.37%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "126.36%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "53.99%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "0.14",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "99.45%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -2.57 | 24/32 | - | - | - |
| PB | 55.73 | 23/32 | 17.02 | 13.01 | 10.70 |
| PS (TTM) | 2.63 | 12/32 | 5.08 | 3.40 | 1.83 |
| Dividend Yield | 0.00% | - | - | - | - |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Mag Mile Capital, Inc. (MMCP.US) | D | A | A | E | A | B |
| 02 | Guild (GHLD.US) | B | A | D | E | A | B |
| 03 | FG (FGO.US) | A | A | B | B | A | B |
| 04 | Rocket (RKT.US) | C | A | D | D | C | C |
| 05 | Enact (ACT.US) | A | C | D | B | C | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-15T04:00:00.000Z

Total Analysts: **5**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 1 | 20% |
| Overweight | 1 | 20% |
| Hold | 2 | 40% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 13.40 |
| Highest Target | undefined |
| Lowest Target | undefined |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/BETR.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/BETR.US/norm.md)
- [Related News](https://longbridge.com/en/quote/BETR.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/BETR.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**