---
title: "Bar Harbor Bankshares (BHB.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/BHB.US.md"
symbol: "BHB.US"
name: "Bar Harbor Bankshares"
industry: "Regional Banks"
datetime: "2026-05-20T08:42:18.446Z"
locales:
  - [en](https://longbridge.com/en/quote/BHB.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/BHB.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/BHB.US.md)
---

# Bar Harbor Bankshares (BHB.US)

## Company Overview

Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses. The company offers deposit products, including interest-bearing and non-interest-bearing demand accounts, savings accounts, time deposits, and money market deposit accounts, as well as certificates of deposit. It also provides commercial construction loans, such as raw land, land development, and construction of commercial and multifamily residential properties; commercial real estate owner occupied and non-owner occupied loans; tax exempt loans to various state and municipal government entities; commercial and industrial loans, including loans for the purpose of financing working capital and capital investment; residential real estate loans consists of one-to-four family homes; home equity loans; and consumer loans, including personal lines of credit and amortizing loans to qualified individuals for various purposes, such as auto loans, recreational equipment, overdraft protection, and other consumer loans, as well as allowance for credit losses. In addition, the company provides life insurance, annuity, and retirement products; financial planning services; and third-party investment and insurance services.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.barharbor.bank](https://www.barharbor.bank) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:15.000Z

**Overall: C (0.42)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 212 / 329 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 15.42% |  |
| Net Profit YoY | -7.82% |  |
| P/B Ratio | 1.06 |  |
| Dividend Ratio | 3.77% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 568561851.84 |  |
| Revenue | 172996000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 8.01% | B |
| Profit Margin | 23.26% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 15.42% | B |
| Net Profit YoY | -7.82% | D |
| Total Assets YoY | 15.09% | B |
| Net Assets YoY | 15.11% | B |
| Cash Flow Margin | 109.27% | C |
| OCF YoY | 15.42% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Bar Harbor Bankshares",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "15.42%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-7.82%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.06",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "3.77%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "568561851.84",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "172996000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "8.01%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "23.26%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "15.42%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "-7.82%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "15.09%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "15.11%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "109.27%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "15.42%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 14.13 | 191/329 | 14.94 | 13.82 | 11.68 |
| PB | 1.06 | 110/329 | 1.09 | 1.04 | 0.97 |
| PS (TTM) | 3.29 | 119/329 | 3.55 | 3.36 | 3.20 |
| Dividend Yield | 3.77% | 45/329 | 4.15% | 3.97% | 3.79% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | Huntington Bancshares (HBAN.US) | C | B | E | A | B | B |
| 03 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 04 | Pinnacle Financial (PNFP.US) | C | A | E | A | A | B |
| 05 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-22T04:00:00.000Z

Total Analysts: **2**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Overweight | 1 | 50% |
| Hold | 1 | 50% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 33.96 |
| Highest Target | 39.00 |
| Lowest Target | 35.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/BHB.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/BHB.US/norm.md)
- [Related News](https://longbridge.com/en/quote/BHB.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/BHB.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**