---
title: "Bank Of The James (BOTJ.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/BOTJ.US/norm.md"
symbol: "BOTJ.US"
name: "Bank Of The James"
parent: "https://longbridge.com/en/quote/BOTJ.US.md"
datetime: "2026-05-20T04:39:46.160Z"
locales:
  - [en](https://longbridge.com/en/quote/BOTJ.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/BOTJ.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/BOTJ.US/norm.md)
---

# Bank Of The James (BOTJ.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.6100 | 0.5996 | 0.6057 | 0.5952 | 0.1853 |
| ROE | 13.76% | 13.88% | 14.81% | 15.45% | 5.06% |
| Revenue | 12.84M | 12.60M | 12.38M | 12.85M | 10.87M |
| Net income | 2.77M | 2.72M | 2.75M | 2.70M | 842000.00 |
| NIM | - | - | 3.44% | 3.45% | 3.25% |
| Structure | 8.73M | 8.54M | 8.30M | 8.25M | 7.72M |
| Provision | 12.70M | 12.86M | 12.47M | 12.32M | 11.00M |

## Balance Sheet (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 1.06B | 1.04B | 1.02B | 1.00B | 1.01B |
| Leverage | 13.06 | 12.98 | 13.25 | 14.01 | 14.80 |
| BVPS | 17.89 | 17.62 | 16.94 | 15.77 | 15.04 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 956.55M | 937.13M | 919.80M | 910.53M | 911.68M |
| NPL | - | 1.70M | 1.90M | 1.85M | 1.80M |
| Capital ratio | - | 11.73% | 11.45% | 11.38% | 11.84% |
| Coverage | - | 378.52% | 332.35% | 341.71% | 390.49% |

## Cash Flow Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | - | 1.97M | 5.27M | 3.65M | 763000.00 |
| Investing CF | - | -19.68M | -6.27M | -8.78M | -7.67M |
| Financing CF | - | 16.73M | 8.55M | -11.93M | 28.56M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 1.76

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.1USD | 2026-05-22 | 2026-05-22 | 2026-06-05 |
| Cash Dividend: 
0.1USD | 2026-02-17 | 2026-02-17 | 2026-03-06 |
| Cash Dividend: 
0.1USD | 2025-11-21 | 2025-11-21 | 2025-12-05 |