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Carter Bankshares
CARE.US
Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. It offers various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit. The company also provides commercial loans comprising secured and unsecured, real estate construction and acquisition, and commercial and industrial loans; consumer loans, such as secured and unsecured loans for financing automobiles, home improvements, education, overdraft protection, and personal investments, as well as residential mortgages; home equity lines of credit; and credit cards, as well as originates and holds fixed and variable rate mortgage loans.
665.44 B
CARE.USMarket value -Rank by Market Cap -/-

Financial Score

14/12/2025 Update
B
Regional BanksIndustry
Industry Ranking42/306
Industry medianC
Industry averageC
Score Analysis
Peer Comparison
  • Criteria
    Rating
  • Profit ScoreC
    • ROE7.71%B
    • Profit Margin20.17%A
    • Gross Margin0.00%E
  • Growth ScoreB
    • Revenue YoY20.24%B
    • Net Profit YoY117.01%A
    • Total Assets YoY4.91%C
    • Net Assets YoY6.72%B
  • Cash ScoreB
    • Cash Flow Margin501.39%C
    • OCF YoY20.24%B
  • Operating ScoreE
    • Turnover0E
  • Debt ScoreA
    • Gearing Ratio0.00%A

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Institutional View & Shareholder

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    News
    View More

    We're in our 70s and childless. Who will take care of us and our fortune when we're old?

    Beth Pinsker discusses planning for aging without children, emphasizing the importance of having a care plan beyond just naming relatives as power of attorney. She suggests forming community support, considering professional help, and creating detailed care documents. Solo agers should plan for medical, financial, and personal roles, and may need to involve estate attorneys and trust companies for comprehensive management.

    MorningStar·
    US
    CARE
    +0.05%
    MorningStar·
    US
    CARE
    +0.05%

    Carter Bankshares Reports Q3 Net Income of $5.4 Million

    Carter Bankshares Inc. reported a Q3 2025 net income of $5.4 million, or $0.24 per share, down from $8.5 million in the previous quarter. Net interest income rose to $33.7 million. Pre-tax pre-provision income increased to $10.4 million. As of September 30, 2025, the bank had $4.8 billion in assets, $727.9 million in securities available-for-sale, and $3.8 billion in portfolio loans.

    Reuters·
    US
    CARE
    +0.05%
    Reuters·
    US
    CARE
    +0.05%

    Carter Bankshares Expands Into Greenville, South Carolina

    Carter Bankshares Inc. is expanding into Greenville, South Carolina, as part of its growth strategy in the Carolinas and Virginia. The bank aims to support local businesses, especially small and mid-sized companies, by offering a full range of banking services. Experienced local bankers, including Mike Sarvis and Roslyn Gilstrap, have been hired to lead the effort. The bank is currently searching for its first branch location in Greenville.

    Reuters·
    US
    CARE
    +0.05%
    Reuters·
    US
    CARE
    +0.05%

    Carter Bank Receives Federal Reserve Approval for State Membership

    Carter Bankshares Inc.'s subsidiary, Carter Bank, has received approval to become a state member bank, now regulated by the Federal Reserve System through the Federal Reserve Bank of Richmond. The bank will also continue to be regulated by the Virginia State Corporation Commission. This transition aims to streamline regulatory structure and enhance operational efficiency.

    Reuters·
    US
    CARE
    +0.05%
    Reuters·
    US
    CARE
    +0.05%

    Carter Bankshares, Inc. Releases Q3 2025 Financial Highlights

    Carter Bankshares, Inc. reported its Q3 2025 financial highlights on November 4, 2025. Key points include a 6.77% year-to-date loan production, $450M in construction loans, a 3.1% increase in deposits from Q3 2024, and a $4.9M rise in net interest income year-over-year. The bank's assets reached $4.8B, with 78.2% of deposits from retail customers. The company is also expanding strategically in North and South Carolina with new executive hires.

    TradingView·
    US
    CARE
    +0.05%
    TradingView·
    US
    CARE
    +0.05%
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