---
title: "CF Bankshares Inc. (CFBK.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/CFBK.US.md"
symbol: "CFBK.US"
name: "CF Bankshares Inc."
industry: "Regional Banks"
datetime: "2026-04-15T11:36:35.139Z"
locales:
  - [en](https://longbridge.com/en/quote/CFBK.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/CFBK.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/CFBK.US.md)
---

# CF Bankshares Inc. (CFBK.US)

## Company Overview

CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services. It accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. The company also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans and equipment leases; residential real estate loans and treasury management depository services; construction loans; and full-service commercial and retail banking services and products.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.cf.bank](https://www.cf.bank) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-15T04:30:17.000Z

**Overall: B (0.40)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 98 / 332 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 16.90% |  |
| Net Profit YoY | 30.52% |  |
| P/B Ratio | 1.03 |  |
| Dividend Ratio | 1.17% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 189852070.32 |  |
| Revenue | 52703000.00 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 9.64% | B |
| Profit Margin | 33.28% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 16.90% | B |
| Net Profit YoY | 30.52% | B |
| Total Assets YoY | 2.51% | C |
| Net Assets YoY | 9.49% | B |
| Cash Flow Margin | 109.92% | B |
| OCF YoY | 16.90% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - CF Bankshares Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "16.90%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "30.52%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.03",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "1.17%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "189852070.32",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "52703000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "9.64%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "33.28%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "16.90%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "30.52%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "2.51%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "9.49%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "109.92%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "16.90%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 11.17 | 68/332 | 11.05 | 10.65 | 9.06 |
| PB | 1.03 | 89/332 | 0.99 | 0.90 | 0.86 |
| PS (TTM) | 3.60 | 137/332 | 3.47 | 3.21 | 2.97 |
| Dividend Yield | 1.17% | 223/332 | 1.25% | 1.16% | 1.12% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 03 | Pinnacle Financial (PNFP.US) | B | B | E | A | B | B |
| 04 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |
| 05 | SouthState Bank (SSB.US) | B | A | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-02T04:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Overweight | 1 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 29.16 |
| Highest Target | 29.00 |
| Lowest Target | 29.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/CFBK.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/CFBK.US/norm.md)
- [Related News](https://longbridge.com/en/quote/CFBK.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/CFBK.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**