---
title: "City Holding Company (CHCO.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/CHCO.US.md"
symbol: "CHCO.US"
name: "City Holding Company"
industry: "Regional Banks"
datetime: "2026-05-19T14:22:45.357Z"
locales:
  - [en](https://longbridge.com/en/quote/CHCO.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/CHCO.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/CHCO.US.md)
---

# City Holding Company (CHCO.US)

## Company Overview

City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, it offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.bankatcity.com](https://www.bankatcity.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:14.000Z

**Overall: C (0.43)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 176 / 329 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 8.82% |  |
| Net Profit YoY | 11.80% |  |
| P/B Ratio | 2.19 |  |
| Dividend Ratio | 2.76% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1736802311.28 |  |
| Revenue | 319663000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 16.85% | A |
| Profit Margin | 41.26% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 8.82% | B |
| Net Profit YoY | 11.80% | C |
| Total Assets YoY | 2.07% | C |
| Net Assets YoY | 5.03% | C |
| Cash Flow Margin | 105.50% | C |
| OCF YoY | 8.82% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - City Holding Company",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "8.82%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "11.80%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "2.19",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "2.76%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "1736802311.28",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "319663000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "16.85%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "41.26%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "8.82%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "11.80%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "2.07%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "5.03%",
          "rating": "C"
        },
        {
          "name": "Cash Flow Margin",
          "value": "105.50%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "8.82%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 13.29 | 178/329 | 14.86 | 14.10 | 13.55 |
| PB | 2.19 | 291/329 | 2.35 | 2.24 | 2.17 |
| PS (TTM) | 5.43 | 270/329 | 5.97 | 5.76 | 5.56 |
| Dividend Yield | 2.76% | 122/329 | 2.73% | 2.64% | 2.55% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | Huntington Bancshares (HBAN.US) | C | B | E | A | B | B |
| 03 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 04 | Pinnacle Financial (PNFP.US) | C | A | E | A | A | B |
| 05 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-04T04:00:00.000Z

Total Analysts: **5**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Hold | 5 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 123.55 |
| Highest Target | 135.00 |
| Lowest Target | 125.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/CHCO.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/CHCO.US/norm.md)
- [Related News](https://longbridge.com/en/quote/CHCO.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/CHCO.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**