---
title: "Chime Financial (CHYM.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/CHYM.US/norm.md"
symbol: "CHYM.US"
name: "Chime Financial"
parent: "https://longbridge.com/en/quote/CHYM.US.md"
datetime: "2026-03-08T01:07:38.910Z"
locales:
  - [en](https://longbridge.com/en/quote/CHYM.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/CHYM.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/CHYM.US/norm.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/quote/CHYM.US/norm.md) | [繁體中文](https://longbridge.com/zh-HK/quote/CHYM.US/norm.md)


# Chime Financial (CHYM.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | -0.1191 | -0.1472 | -7.29 | 0.1964 | -0.2999 |
| ROE | -12.59% | -15.25% | 1538.94% | - | - |
| Revenue | 596.36M | 543.52M | 528.15M | 518.74M | 475.21M |
| Net income | -44.78M | -54.72M | -923.38M | 12.94M | -19.61M |
| Operating income | 49.11M | 32.34M | -832.39M | 118.28M | 66.34M |
| Gross margin | 88.91% | 87.23% | 87.29% | 88.35% | 88.21% |
| Net margin | -7.51% | -10.07% | -174.83% | 2.49% | -4.13% |
| Profit quality | 150.86% | 184.99% | -2921.29% | -459.33% | 363.91% |

## Balance Sheet (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 1.96B | 1.96B | 1.90B | 1.44B | 1.46B |
| Leverage | 1.40 | 1.36 | 1.33 | 1.46 | 1.52 |
| BVPS | 3.69 | 3.85 | 3.85 | -28.23 | -28.84 |
| Turnover | 1.28 | - | - | - | 1.20 |
| Cash & STI | 1.13B | 1.19B | 1.21B | 754.73M | 806.38M |
| Inv & Rec | - | - | - | - | - |
| LT assets | 177.75M | 172.13M | 134.68M | 137.80M | 142.03M |
| Net debt | -1.00B | -1.05B | -1.12B | -663.03M | -710.05M |

## Cash Flow Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 32.55M | 17.48M | 28.49M | -25.75M | 18.23M |
| Investing CF | 54.80M | -423.61M | 72.42M | 6.70M | 50.45M |
| Financing CF | -65.29M | -16.97M | 450.06M | -126000.00 | 499000.00 |
| Free CF | 78.38M | 63.64M | 401.90M | - | - |
| OCF coverage | 229.26% | 849.98% | 1398.14% | -1616.51% | 1155.32% |
| Repaid & issued | - | - | - | - | - |
| CapEx | -14.20M | -2.06M | -2.04M | -1.59M | -1.58M |