---
title: "Commercial International Bank Egypt (CIB) S.A.E. (CIBEY.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/CIBEY.US.md"
symbol: "CIBEY.US"
name: "Commercial International Bank Egypt (CIB) S.A.E."
industry: "Diversified Banks"
datetime: "2026-05-20T19:27:18.788Z"
locales:
  - [en](https://longbridge.com/en/quote/CIBEY.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/CIBEY.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/CIBEY.US.md)
---

# Commercial International Bank Egypt (CIB) S.A.E. (CIBEY.US)

## Company Overview

Commercial International Bank (Egypt) S.A.E. provides financial products and services in Egypt. The company operates in four segments: Corporate Banking, Investment, Retail Banking, and Assets and Liabilities Management. It offers current and saving accounts, business accounts, time deposits, and certificates of deposit; car, personal, travel, solar, education, and overdraft loans; fund investment management; mortgages services; and insurance products.

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Exchange | US Market |
| Website | [www.cibeg.com](https://www.cibeg.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:13.000Z

**Overall: C (0.41)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 58 / 64 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 22.68% |  |
| Net Profit YoY | 15.57% |  |
| P/B Ratio | 2.08 |  |
| Dividend Ratio | 4.52% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 8242164084.00 |  |
| Revenue | 2676455705.58 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 33.44% | A |
| Profit Margin | 62.64% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 22.68% | A |
| Net Profit YoY | 15.57% | C |
| Total Assets YoY | 15.33% | B |
| Net Assets YoY | 26.89% | A |
| Cash Flow Margin | -286.34% | E |
| OCF YoY | 22.68% | A |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Commercial International Bank Egypt (CIB) S.A.E.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "22.68%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "15.57%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "2.08",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "4.52%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "8242164084.00",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "2676455705.58",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "33.44%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "62.64%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "22.68%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "15.57%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "15.33%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "26.89%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-286.34%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "22.68%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 6.56 | 3/64 | 6.46 | 5.43 | 4.79 |
| PB | 2.08 | 56/64 | 1.82 | 1.67 | 1.56 |
| PS (TTM) | 3.08 | 25/64 | 3.16 | 2.80 | 2.55 |
| Dividend Yield | 4.52% | 20/64 | 5.09% | 4.90% | 4.59% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Toronto Dominion Bank (TD.US) | B | A | E | A | B | B |
| 02 | ING Groep (ING.US) | B | A | E | A | C | B |
| 03 | NU Holdings (NU.US) | B | A | E | A | C | B |
| 04 | Credicorp (BAP.US) | B | B | E | A | C | B |
| 05 | KeyCorp (KEY.US) | B | A | E | A | B | B |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/CIBEY.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/CIBEY.US/norm.md)
- [Related News](https://longbridge.com/en/quote/CIBEY.US/news.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**