---
title: "Cincinnati Financial Corporation (CINF.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/CINF.US.md"
symbol: "CINF.US"
name: "Cincinnati Financial Corporation"
industry: "Property and Casualty Insurance"
datetime: "2026-05-20T17:04:49.322Z"
locales:
  - [en](https://longbridge.com/en/quote/CINF.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/CINF.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/CINF.US.md)
---

# Cincinnati Financial Corporation (CINF.US)

## Company Overview

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers’ compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products.

| Item | Detail |
|------|--------|
| Industry | Property and Casualty Insurance |
| Exchange | US Market |
| Website | [www.cinfin.com](https://www.cinfin.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:16.000Z

**Overall: C (0.42)**

**Industry**: Property and Casualty Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 25 / 72 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 17.87% |  |
| Net Profit YoY | 90.53% |  |
| P/B Ratio | 1.65 |  |
| Dividend Ratio | 2.11% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 25964169644.70 |  |
| Revenue | 12928000000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 18.73% | A |
| Profit Margin | 21.33% | A |
| Gross Margin | 12.96% | D |
| Revenue YoY | 17.87% | B |
| Net Profit YoY | 90.53% | A |
| Total Assets YoY | 10.56% | B |
| Net Assets YoY | 14.55% | B |
| Cash Flow Margin | 125.43% | B |
| OCF YoY | 17.87% | B |
| Turnover | 0.33 | D |
| Gearing Ratio | 61.87% | D |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Cincinnati Financial Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "17.87%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "90.53%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.65",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "2.11%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "25964169644.70",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "12928000000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "18.73%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "21.33%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "12.96%",
          "rating": "D"
        },
        {
          "name": "Revenue YoY",
          "value": "17.87%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "90.53%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "10.56%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "14.55%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "125.43%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "17.87%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.33",
          "rating": "D"
        },
        {
          "name": "Gearing Ratio",
          "value": "61.87%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 9.42 | 23/72 | 14.03 | 12.21 | 10.67 |
| PB | 1.65 | 38/72 | 1.70 | 1.66 | 1.60 |
| PS (TTM) | 2.01 | 52/72 | 2.13 | 2.08 | 2.01 |
| Dividend Yield | 2.11% | 23/72 | 2.23% | 2.17% | 2.11% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Progressive (PGR.US) | B | B | B | D | B | B |
| 02 | Erie Indemnity (ERIE.US) | B | C | A | B | C | B |
| 03 | First American Financial (FAF.US) | B | A | C | D | B | B |
| 04 | Mercury General (MCY.US) | B | B | B | D | B | B |
| 05 | White Mountains (WTM.US) | A | A | D | C | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-04T04:00:00.000Z

Total Analysts: **8**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 3 | 38% |
| Overweight | 1 | 13% |
| Hold | 4 | 50% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 168.15 |
| Highest Target | 191.00 |
| Lowest Target | 161.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/CINF.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/CINF.US/norm.md)
- [Related News](https://longbridge.com/en/quote/CINF.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/CINF.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**