---
title: "Columbia Financial, Inc. (CLBK.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/CLBK.US.md"
symbol: "CLBK.US"
name: "Columbia Financial, Inc."
industry: "Regional Banks"
datetime: "2026-05-20T07:40:38.975Z"
locales:
  - [en](https://longbridge.com/en/quote/CLBK.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/CLBK.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/CLBK.US.md)
---

# Columbia Financial, Inc. (CLBK.US)

## Company Overview

Columbia Financial, Inc. operates as a bank holding company for Columbia Bank that provides banking and other financial services to businesses and consumers in the United States. The company offers commercial loans, including multifamily and commercial real estate, commercial business, and construction loans; residential loans, such as one-to-four family residential real estate and one-to-four family residential loans; and consumer loans, which includes home equity loans and advances, as well as automobile, personal, unsecured, and overdraft lines of credit, as well as securities activities. It also provides deposit products, including non-interest and interest-bearing demand accounts, savings and club deposits, money market accounts, and certificates of deposit; and borrowings.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.columbiabankonline.com](https://www.columbiabankonline.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:16.000Z

**Overall: B (0.38)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 32 / 329 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 46.51% |  |
| Net Profit YoY | 3602.19% |  |
| P/B Ratio | 1.74 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 2041761392.58 |  |
| Revenue | 259200000.00 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 4.92% | C |
| Profit Margin | 21.59% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 46.51% | A |
| Net Profit YoY | 3602.19% | A |
| Total Assets YoY | 3.80% | C |
| Net Assets YoY | 6.67% | B |
| Cash Flow Margin | 130.65% | B |
| OCF YoY | 46.51% | A |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Columbia Financial, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "46.51%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "3602.19%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.74",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "2041761392.58",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "259200000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "4.92%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "21.59%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "46.51%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "3602.19%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "3.80%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "6.67%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "130.65%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "46.51%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 36.48 | 269/329 | 247.39 | 108.83 | 36.23 |
| PB | 1.74 | 272/329 | 1.60 | 1.44 | 1.38 |
| PS (TTM) | 7.88 | 288/329 | 8.55 | 8.15 | 7.65 |
| Dividend Yield | 0.00% | - | - | - | - |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | Huntington Bancshares (HBAN.US) | C | B | E | A | B | B |
| 03 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 04 | Pinnacle Financial (PNFP.US) | C | A | E | A | A | B |
| 05 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-21T04:00:00.000Z

Total Analysts: **2**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Hold | 2 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 19.61 |
| Highest Target | 19.00 |
| Lowest Target | 19.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/CLBK.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/CLBK.US/norm.md)
- [Related News](https://longbridge.com/en/quote/CLBK.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/CLBK.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**