---
title: "Capital One Financial Corporation (COF.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/COF.US.md"
symbol: "COF.US"
name: "Capital One Financial Corporation"
industry: "Consumer Finance"
datetime: "2026-05-20T06:05:19.376Z"
locales:
  - [en](https://longbridge.com/en/quote/COF.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/COF.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/COF.US.md)
---

# Capital One Financial Corporation (COF.US)

## Company Overview

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts. Its loan products include credit card and personal loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans.

| Item | Detail |
|------|--------|
| Industry | Consumer Finance |
| Exchange | US Market |
| Website | [www.capitalone.com](https://www.capitalone.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:15.000Z

**Overall: B (0.39)**

**Industry**: Consumer Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 2 / 57 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 28.27% |  |
| Net Profit YoY | -35.73% |  |
| P/B Ratio | 1.06 |  |
| Dividend Ratio | 1.65% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 113275955289.49 |  |
| Revenue | 36311000000.00 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 3.12% | C |
| Profit Margin | 8.88% | B |
| Gross Margin | 0.00% | E |
| Revenue YoY | 28.27% | A |
| Net Profit YoY | -35.73% | D |
| Total Assets YoY | 38.35% | A |
| Net Assets YoY | 76.67% | A |
| Cash Flow Margin | 989.92% | A |
| OCF YoY | 28.27% | A |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Capital One Financial Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "28.27%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-35.73%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.06",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "1.65%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "113275955289.49",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "36311000000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "3.12%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "8.88%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "28.27%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "-35.73%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "38.35%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "76.67%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "989.92%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "28.27%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 38.57 | 38/57 | 123.98 | 56.07 | 18.34 |
| PB | 1.06 | 20/57 | 1.37 | 1.29 | 1.14 |
| PS (TTM) | 3.12 | 42/57 | 5.70 | 4.42 | 3.31 |
| Dividend Yield | 1.65% | 16/57 | 1.42% | 1.14% | 1.08% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | NerdWallet (NRDS.US) | A | B | A | A | B | A |
| 02 | Capital One Financial (COF.US) | C | B | E | A | A | B |
| 03 | Synchrony Financial (SYF.US) | B | B | E | A | B | B |
| 04 | Kaspi.KZ JSC (KSPI.US) | A | A | C | E | B | B |
| 05 | Ally Financial (ALLY.US) | C | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-19T04:00:00.000Z

Total Analysts: **23**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 14 | 61% |
| Overweight | 5 | 22% |
| Hold | 4 | 17% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 182.03 |
| Highest Target | 310.00 |
| Lowest Target | 215.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/COF.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/COF.US/norm.md)
- [Related News](https://longbridge.com/en/quote/COF.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/COF.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**