---
title: "ChoiceOne Financial Svc (COFS.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/COFS.US/norm.md"
symbol: "COFS.US"
name: "ChoiceOne Financial Svc"
parent: "https://longbridge.com/en/quote/COFS.US.md"
datetime: "2026-05-21T23:16:21.196Z"
locales:
  - [en](https://longbridge.com/en/quote/COFS.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/COFS.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/COFS.US/norm.md)
---

# ChoiceOne Financial Svc (COFS.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.9100 | 0.9171 | 0.9700 | 0.9000 | -1.30 |
| ROE | 11.72% | 12.12% | 13.33% | 12.61% | -16.18% |
| Revenue | 42.46M | 42.13M | 44.54M | 42.17M | 18.07M |
| Net income | 13.70M | 13.87M | 14.68M | 13.53M | -13.91M |
| NIM | 3.67% | - | 3.77% | 3.70% | 3.48% |
| Structure | 36.64M | 36.84M | 37.60M | 36.32M | 26.31M |
| Provision | 42.46M | 42.93M | 44.74M | 42.83M | 31.23M |

## Balance Sheet (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 4.39B | 4.41B | 4.30B | 4.31B | 4.31B |
| Leverage | 9.35 | 9.48 | 9.56 | 9.98 | 10.08 |
| BVPS | 31.42 | 31.02 | 29.94 | 28.77 | 28.51 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 3.67B | 3.60B | 3.57B | 3.59B | 3.65B |
| NPL | 27.89M | 27.06M | 17.39M | 16.85M | 16.79M |
| Capital ratio | 10.60% | 10.20% | 10.30% | 9.80% | 9.40% |
| Coverage | 127.26% | 131.38% | 199.84% | 206.47% | 205.89% |

## Cash Flow Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | -177000.00 | 14.03M | 15.29M | 8.96M | -9.39M |
| Investing CF | 14.56M | -118.23M | -42.12M | 10.05M | 259.90M |
| Financing CF | -18.16M | 93.20M | -30.48M | -2.15M | -207.84M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 3.61

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.29USD | 2026-03-13 | 2026-03-13 | 2026-03-31 |
| Cash Dividend: 
0.29USD | 2025-12-15 | 2025-12-15 | 2025-12-31 |
| Cash Dividend: 
0.28USD | 2025-09-15 | 2025-09-15 | 2025-09-30 |