---
title: "Central Pacific Financial Corp. (CPF.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/CPF.US.md"
symbol: "CPF.US"
name: "Central Pacific Financial Corp."
industry: "Regional Banks"
datetime: "2026-05-20T12:57:12.969Z"
locales:
  - [en](https://longbridge.com/en/quote/CPF.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/CPF.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/CPF.US.md)
---

# Central Pacific Financial Corp. (CPF.US)

## Company Overview

Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. It also provides various lending activities, such as commercial, industrial, commercial real estate, and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.cpb.bank](https://www.cpb.bank) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:15.000Z

**Overall: C (0.40)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 196 / 329 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 14.22% |  |
| Net Profit YoY | 38.16% |  |
| P/B Ratio | 1.49 |  |
| Dividend Ratio | 3.26% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 887702798.29 |  |
| Revenue | 282941000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 13.98% | B |
| Profit Margin | 28.43% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 14.22% | B |
| Net Profit YoY | 38.16% | B |
| Total Assets YoY | 1.22% | C |
| Net Assets YoY | 6.55% | B |
| Cash Flow Margin | 118.53% | C |
| OCF YoY | 14.22% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Central Pacific Financial Corp.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "14.22%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "38.16%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.49",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "3.26%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "887702798.29",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "282941000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "13.98%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "28.43%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "14.22%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "38.16%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "1.22%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "6.55%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "118.53%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "14.22%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 11.03 | 96/329 | 13.21 | 12.39 | 11.51 |
| PB | 1.49 | 259/329 | 1.49 | 1.42 | 1.33 |
| PS (TTM) | 3.14 | 97/329 | 3.27 | 3.14 | 2.97 |
| Dividend Yield | 3.26% | 78/329 | 3.75% | 3.52% | 3.33% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 03 | Pinnacle Financial (PNFP.US) | C | A | E | A | A | B |
| 04 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |
| 05 | UMB Financial (UMBF.US) | B | A | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-14T04:00:00.000Z

Total Analysts: **3**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Overweight | 1 | 33% |
| Hold | 2 | 67% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 34.01 |
| Highest Target | 41.00 |
| Lowest Target | 37.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/CPF.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/CPF.US/norm.md)
- [Related News](https://longbridge.com/en/quote/CPF.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/CPF.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**