---
title: "Donegal Group Inc. (DGICA.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/DGICA.US.md"
symbol: "DGICA.US"
name: "Donegal Group Inc."
industry: "Property and Casualty Insurance"
datetime: "2026-05-19T22:33:04.880Z"
locales:
  - [en](https://longbridge.com/en/quote/DGICA.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/DGICA.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/DGICA.US.md)
---

# Donegal Group Inc. (DGICA.US)

## Company Overview

Donegal Group Inc., an insurance holding company, provides property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. It also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers’ compensation policies, which provide benefits to employees for injuries sustained during employment.

| Item | Detail |
|------|--------|
| Industry | Property and Casualty Insurance |
| Exchange | US Market |
| Website | [www.donegalgroup.com](https://www.donegalgroup.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:12.000Z

**Overall: C (0.59)**

**Industry**: Property and Casualty Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 49 / 72 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -2.50% |  |
| Net Profit YoY | -6.37% |  |
| P/B Ratio | 0.99 |  |
| Dividend Ratio | 4.21% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 642069619.99 |  |
| Revenue | 968836932.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 10.64% | B |
| Profit Margin | 6.78% | B |
| Gross Margin | 6.37% | E |
| Revenue YoY | -2.50% | D |
| Net Profit YoY | -6.37% | C |
| Total Assets YoY | 3.40% | C |
| Net Assets YoY | 11.01% | B |
| Cash Flow Margin | 98.44% | C |
| OCF YoY | -2.50% | D |
| Turnover | 0.40 | C |
| Gearing Ratio | 73.49% | D |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Donegal Group Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-2.50%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-6.37%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.99",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "4.21%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "642069619.99",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "968836932.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "10.64%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "6.78%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "6.37%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "-2.50%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "-6.37%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "3.40%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "11.01%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "98.44%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "-2.50%",
          "rating": "D"
        },
        {
          "name": "Turnover",
          "value": "0.40",
          "rating": "C"
        },
        {
          "name": "Gearing Ratio",
          "value": "73.49%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 9.78 | 26/72 | 9.45 | 8.40 | 7.94 |
| PB | 0.99 | 13/72 | 1.17 | 1.13 | 1.01 |
| PS (TTM) | 0.66 | 6/72 | 0.72 | 0.69 | 0.65 |
| Dividend Yield | 4.21% | 11/72 | 4.09% | 3.69% | 3.56% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Progressive (PGR.US) | B | B | B | D | B | B |
| 02 | Erie Indemnity (ERIE.US) | B | C | A | B | C | B |
| 03 | First American Financial (FAF.US) | B | A | C | D | B | B |
| 04 | Mercury General (MCY.US) | B | B | B | D | B | B |
| 05 | White Mountains (WTM.US) | A | A | D | C | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-11T04:00:00.000Z

Total Analysts: **2**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 1 | 50% |
| Hold | 1 | 50% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 17.40 |
| Highest Target | 20.50 |
| Lowest Target | 18.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/DGICA.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/DGICA.US/norm.md)
- [Related News](https://longbridge.com/en/quote/DGICA.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/DGICA.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**