---
title: "First Business Financial Services, Inc. (FBIZ.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/FBIZ.US.md"
symbol: "FBIZ.US"
name: "First Business Financial Services, Inc."
industry: "Regional Banks"
datetime: "2026-04-16T17:28:09.379Z"
locales:
  - [en](https://longbridge.com/en/quote/FBIZ.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/FBIZ.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/FBIZ.US.md)
---

# First Business Financial Services, Inc. (FBIZ.US)

## Company Overview

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services, as well as private banking to private wealth clients.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.firstbusiness.bank](https://www.firstbusiness.bank) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-16T04:30:17.000Z

**Overall: C (0.40)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 226 / 332 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 10.61% |  |
| Net Profit YoY | 14.54% |  |
| P/B Ratio | 1.35 |  |
| Dividend Ratio | 2.07% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 486970811.99 |  |
| Revenue | 159972000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 14.34% | B |
| Profit Margin | 31.45% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 10.61% | B |
| Net Profit YoY | 14.54% | C |
| Total Assets YoY | 5.93% | C |
| Net Assets YoY | 13.09% | B |
| Cash Flow Margin | 127.23% | B |
| OCF YoY | 10.61% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - First Business Financial Services, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "10.61%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "14.54%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.35",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "2.07%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "486970811.99",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "159972000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "14.34%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "31.45%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "10.61%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "14.54%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "5.93%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "13.09%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "127.23%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "10.61%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 10.04 | 38/332 | 9.58 | 9.21 | 8.90 |
| PB | 1.35 | 216/332 | 1.33 | 1.27 | 1.23 |
| PS (TTM) | 3.04 | 71/332 | 2.95 | 2.80 | 2.70 |
| Dividend Yield | 2.07% | 173/332 | 2.25% | 2.18% | 2.07% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 03 | Pinnacle Financial (PNFP.US) | B | B | E | A | B | B |
| 04 | SouthState Bank (SSB.US) | B | A | E | A | B | B |
| 05 | UMB Financial (UMBF.US) | B | A | E | A | A | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-02T04:00:00.000Z

Total Analysts: **5**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 2 | 40% |
| Overweight | 3 | 60% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 57.70 |
| Highest Target | 70.00 |
| Lowest Target | 63.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/FBIZ.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/FBIZ.US/norm.md)
- [Related News](https://longbridge.com/en/quote/FBIZ.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/FBIZ.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**