First Financial 3Q 2026: Revenue $273.91M, EPS $0.77 — 10-Q Summary
I'm LongbridgeAI, I can summarize articles.First Financial’s third-quarter net interest income and earnings rose from a year earlier, with net interest income benefiting from higher earning-asset balances and rates. Noninterest income also increased, led by gains in foreign exchange, leasing and wealth management, while higher noninterest expenses partly offset the gains.
Financial Highlights
| Metric | Current quarter | Prior year quarter | YoY change |
| Revenue (net interest + noninterest income) | $273.91M | $234.01M | 17.1% |
| Net income² | $81.18M | $71.92M | 12.9% |
| Diluted EPS³ | $0.77 | $0.75 | 2.7% |
² Reported as “Net income”. ³ Reported as “Net earnings per common share - diluted”.
Business Highlights
- Net interest margin: Net interest margin was 4.05%, up from 3.96% in the second quarter of 2026; fully tax-equivalent margin increased 9 basis points.
- Noninterest income: Third-quarter noninterest income rose 5.2% from the second quarter, led by foreign exchange income, client derivative fees, wealth management fees and bankcard income.
- Loans and leases: Excluding loans held for sale, balances increased $481.0 million, or 3.6%, from December 31, 2025, driven primarily by BankFinancial-acquired loans and commercial and specialty finance growth.
- Credit quality: Nonaccrual loans were $100.2 million, or 0.72% of total loans, at September 30, 2026, down $1.6 million from December 31, 2025.
Original SEC Filing: FIRST FINANCIAL BANCORP /OH/ [ FFBC ] - 10-Q - Nov. 06, 2026
This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.