---
title: "Fair Isaac Corporation (FICO.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/FICO.US.md"
symbol: "FICO.US"
name: "Fair Isaac Corporation"
industry: "Application Software"
datetime: "2026-05-19T20:54:59.070Z"
locales:
  - [en](https://longbridge.com/en/quote/FICO.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/FICO.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/FICO.US.md)
---

# Fair Isaac Corporation (FICO.US)

## Company Overview

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services.

| Item | Detail |
|------|--------|
| Industry | Application Software |
| Exchange | US Market |
| Website | [www.fico.com](https://www.fico.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-19T04:30:14.000Z

**Overall: C (0.45)**

**Industry**: Application Software

| Metric | Value |
|--------|-------|
| Industry Ranking | 80 / 278 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 22.57% |  |
| Net Profit YoY | 31.63% |  |
| P/B Ratio | -13.34 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 28035292403.88 |  |
| Revenue | 2255802000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -47.10% | E |
| Profit Margin | 33.67% | A |
| Gross Margin | 86.81% | A |
| Revenue YoY | 22.57% | A |
| Net Profit YoY | 31.63% | B |
| Total Assets YoY | 11.58% | B |
| Net Assets YoY | -86.97% | E |
| Cash Flow Margin | 119.44% | C |
| OCF YoY | 22.57% | A |
| Turnover | 1.16 | A |
| Gearing Ratio | 202.61% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Fair Isaac Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "22.57%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "31.63%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "-13.34",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "28035292403.88",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "2255802000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "-47.10%",
          "rating": "E"
        },
        {
          "name": "Profit Margin",
          "value": "33.67%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "86.81%",
          "rating": "A"
        },
        {
          "name": "Revenue YoY",
          "value": "22.57%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "31.63%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "11.58%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "-86.97%",
          "rating": "E"
        },
        {
          "name": "Cash Flow Margin",
          "value": "119.44%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "22.57%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "1.16",
          "rating": "A"
        },
        {
          "name": "Gearing Ratio",
          "value": "202.61%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 36.91 | 54/278 | 65.17 | 58.68 | 46.89 |
| PB | -13.34 | 225/278 | - | - | - |
| PS (TTM) | 12.43 | 191/278 | 21.18 | 19.25 | 14.95 |
| Dividend Yield | 0.00% | - | - | - | - |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Palantir Tech (PLTR.US) | A | A | B | A | B | A |
| 02 | Appfolio (APPF.US) | A | B | A | A | B | A |
| 03 | Red Violet (RDVT.US) | A | B | B | A | B | A |
| 04 | Sagtec Global (SAGT.US) | B | A | A | A | A | A |
| 05 | CoreCard (CCRD.US) | B | A | A | A | A | A |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-18T04:00:00.000Z

Total Analysts: **21**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 11 | 52% |
| Overweight | 4 | 19% |
| Hold | 5 | 24% |
| Sell | 1 | 5% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 1186.15 |
| Highest Target | 2400.00 |
| Lowest Target | 707.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/FICO.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/FICO.US/norm.md)
- [Related News](https://longbridge.com/en/quote/FICO.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/FICO.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**