---
title: "Fold Holdings, Inc. (FLD.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/FLD.US.md"
symbol: "FLD.US"
name: "Fold Holdings, Inc."
industry: "Financial Exchanges and Data"
datetime: "2026-05-20T17:03:34.710Z"
locales:
  - [en](https://longbridge.com/en/quote/FLD.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/FLD.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/FLD.US.md)
---

# Fold Holdings, Inc. (FLD.US)

## Company Overview

Fold Holdings, Inc., a bitcoin financial services company, provides access to bitcoin through a suite of consumer financial products in the United States. Its financial services platform allows consumers to accumulate, save, and use bitcoin to accomplish financial goals. The company offers consumers an FDIC insured checking account, a Visa prepaid debit card, bill payments services, and an extensive catalog of merchant reward offers, as well as partners with third-party service providers that offer bitcoin exchange and custody services. It also invests in and accumulates bitcoin for treasury.

| Item | Detail |
|------|--------|
| Industry | Financial Exchanges and Data |
| Exchange | US Market |
| Website | [foldapp.com](https://foldapp.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: D
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:15.000Z

**Overall: D (0.60)**

**Industry**: Financial Exchanges and Data

| Metric | Value |
|--------|-------|
| Industry Ranking | 32 / 33 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: D

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 17.41% |  |
| Net Profit YoY | 55.60% |  |
| P/B Ratio | 1.67 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 60686103.25 |  |
| Revenue | 30298145.00 |  |

#### Multi Score Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -92.17% | E |
| Profit Margin | -164.63% | E |
| Gross Margin | -68.79% | E |
| Revenue YoY | 17.41% | B |
| Net Profit YoY | 55.60% | B |
| Total Assets YoY | -47.27% | E |
| Net Assets YoY | -49.42% | E |
| Cash Flow Margin | 35.60% | D |
| OCF YoY | 17.41% | B |
| Turnover | 0.27 | D |
| Gearing Ratio | 53.59% | C |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Fold Holdings, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "17.41%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "55.60%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.67",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "60686103.25",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "30298145.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "D",
      "indicators": [
        {
          "name": "ROE",
          "value": "-92.17%",
          "rating": "E"
        },
        {
          "name": "Profit Margin",
          "value": "-164.63%",
          "rating": "E"
        },
        {
          "name": "Gross Margin",
          "value": "-68.79%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "17.41%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "55.60%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "-47.27%",
          "rating": "E"
        },
        {
          "name": "Net Assets YoY",
          "value": "-49.42%",
          "rating": "E"
        },
        {
          "name": "Cash Flow Margin",
          "value": "35.60%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "17.41%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.27",
          "rating": "D"
        },
        {
          "name": "Gearing Ratio",
          "value": "53.59%",
          "rating": "C"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -1.22 | 23/33 | 5.03 | 3.87 | 2.52 |
| PB | 1.67 | 6/33 | 2.73 | 1.63 | 1.02 |
| PS (TTM) | 2.00 | 8/33 | 95.68 | 20.77 | 9.17 |
| Dividend Yield | 0.00% | - | - | - | - |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Cboe Global Markets (CBOE.US) | A | B | C | C | B | B |
| 02 | Tradeweb Markets Inc-Class (TW.US) | A | B | D | A | B | B |
| 03 | Factset Research (FDS.US) | A | C | C | C | C | B |
| 04 | Miami (MIAX.US) | B | B | A | B | B | B |
| 05 | AGM (AGMH.US) | A | B | B | C | C | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-15T04:00:00.000Z

Total Analysts: **4**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 3 | 75% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 1.38 |
| Highest Target | 4.00 |
| Lowest Target | 2.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/FLD.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/FLD.US/norm.md)
- [Related News](https://longbridge.com/en/quote/FLD.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/FLD.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**