---
title: "Farmers & Merchants (FMAO.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/FMAO.US/norm.md"
symbol: "FMAO.US"
name: "Farmers & Merchants"
parent: "https://longbridge.com/en/quote/FMAO.US.md"
datetime: "2026-06-10T11:00:27.941Z"
locales:
  - [en](https://longbridge.com/en/quote/FMAO.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/FMAO.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/FMAO.US/norm.md)
---

# Farmers & Merchants (FMAO.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.6963 | 0.7036 | 0.6400 | 0.5600 | 0.5072 |
| ROE | 10.14% | 10.56% | 9.82% | 8.76% | 8.08% |
| Revenue | 32.14M | 31.89M | 30.97M | 28.94M | 27.57M |
| Net income | 9.46M | 9.67M | 8.75M | 7.61M | 6.87M |
| NIM | 3.42% | - | 3.40% | 3.22% | 3.03% |
| Structure | 27.44M | 27.77M | 26.90M | 25.71M | 23.91M |
| Provision | 32.44M | 32.45M | 31.26M | 29.63M | 28.13M |

## Balance Sheet (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 3.49B | 3.43B | 3.39B | 3.35B | 3.39B |
| Leverage | 9.27 | 9.26 | 9.37 | 9.54 | 9.83 |
| BVPS | 27.64 | 27.30 | 26.62 | 25.85 | 25.41 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 2.81B | 2.73B | 2.75B | 2.71B | 2.70B |
| NPL | 11.07M | 11.26M | 5.16M | 3.75M | 4.49M |
| Capital ratio | - | 10.68% | - | - | - |
| Coverage | 251.40% | 245.98% | 532.98% | 720.35% | 586.64% |

## Cash Flow Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 7.65M | 13.43M | 11.20M | 1.10M | 11.01M |
| Investing CF | 23.71M | -62.93M | -15.27M | -36.23M | -24.28M |
| Financing CF | 44.40M | 30.19M | 32.86M | -49.68M | 9.96M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 3.18

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.23USD | 2026-04-03 | 2026-04-02 | 2026-04-20 |
| Cash Dividend: 
0.23USD | 2025-12-29 | 2025-12-29 | 2026-01-20 |
| Cash Dividend: 
0.2275USD | 2025-10-10 | 2025-10-10 | 2025-10-20 |