---
title: "First Bancorp (FNLC.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/FNLC.US/norm.md"
symbol: "FNLC.US"
name: "First Bancorp"
parent: "https://longbridge.com/en/quote/FNLC.US.md"
datetime: "2026-06-10T12:45:05.028Z"
locales:
  - [en](https://longbridge.com/en/quote/FNLC.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/FNLC.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/FNLC.US/norm.md)
---

# First Bancorp (FNLC.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.8000 | 0.9131 | 0.8100 | 0.7200 | 0.6300 |
| ROE | 12.62% | 14.59% | 13.45% | 12.28% | 11.05% |
| Revenue | 24.52M | 25.57M | 23.83M | 22.05M | 21.41M |
| Net income | 8.99M | 10.17M | 9.08M | 8.06M | 7.08M |
| NIM | 2.86% | - | 2.70% | 2.52% | 2.48% |
| Structure | 20.69M | 21.11M | 20.06M | 18.41M | 17.80M |
| Provision | 25.14M | 25.84M | 24.53M | 22.54M | 21.80M |

## Balance Sheet (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 3.20B | 3.17B | 3.20B | 3.20B | 3.19B |
| Leverage | 11.16 | 11.18 | 11.65 | 12.05 | 12.27 |
| BVPS | 25.44 | 25.23 | 24.48 | 23.69 | 23.19 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 2.66B | 2.66B | 2.74B | 2.71B | 2.71B |
| NPL | 16.19M | 12.88M | 9.60M | 6.04M | 6.05M |
| Capital ratio | 12.89% | 12.84% | 12.39% | 12.15% | 11.96% |
| Coverage | 155.73% | 196.95% | 261.37% | 411.14% | 414.90% |

## Cash Flow Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 22.77M | 15.37M | 12.90M | 7.37M | 2.18M |
| Investing CF | -30.73M | 22.67M | 6.26M | -7.25M | -24.68M |
| Financing CF | 3.79M | -41.86M | -14.92M | 812000.00 | 21.30M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 4.92

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.37USD | 2026-04-07 | 2026-04-07 | 2026-04-17 |
| Cash Dividend: 
0.37USD | 2026-01-06 | 2026-01-06 | 2026-01-16 |
| Cash Dividend: 
0.37USD | 2025-10-06 | 2025-10-06 | 2025-10-16 |