---
title: "Finance of America Companies Inc. (FOA.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/FOA.US.md"
symbol: "FOA.US"
name: "Finance of America Companies Inc."
industry: "Commercial and Residential Mortgage Finance"
datetime: "2026-05-21T12:20:45.604Z"
locales:
  - [en](https://longbridge.com/en/quote/FOA.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/FOA.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/FOA.US.md)
---

# Finance of America Companies Inc. (FOA.US)

## Company Overview

Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States. The company operates through two segments: Retirement Solutions and Portfolio Management. It offers home equity conversion and non-agency reverse mortgage loans; and product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services.

| Item | Detail |
|------|--------|
| Industry | Commercial and Residential Mortgage Finance |
| Exchange | US Market |
| Website | [www.financeofamerica.com](https://www.financeofamerica.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: D
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-21T04:30:19.000Z

**Overall: D (0.67)**

**Industry**: Commercial and Residential Mortgage Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 27 / 31 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: D

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 5.76% |  |
| Net Profit YoY | -41.37% |  |
| P/B Ratio | 0.42 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 147173864.00 |  |
| Revenue | 451886000.00 |  |

#### Multi Score Score: D

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 10.06% | B |
| Profit Margin | 7.20% | B |
| Gross Margin | 79.10% | A |
| Revenue YoY | 5.76% | C |
| Net Profit YoY | -41.37% | D |
| Total Assets YoY | 5.52% | C |
| Net Assets YoY | 10.95% | B |
| Cash Flow Margin | -1501.11% | E |
| OCF YoY | 5.76% | C |
| Turnover | 0.01 | E |
| Gearing Ratio | 98.60% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Finance of America Companies Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "5.76%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-41.37%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.42",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "147173864.00",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "451886000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "D",
      "indicators": [
        {
          "name": "ROE",
          "value": "10.06%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "7.20%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "79.10%",
          "rating": "A"
        },
        {
          "name": "Revenue YoY",
          "value": "5.76%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "-41.37%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "5.52%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "10.95%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-1501.11%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "5.76%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.01",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "98.60%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 4.72 | 2/31 | 9.97 | 5.32 | 2.99 |
| PB | 0.42 | 2/31 | 1.84 | 0.74 | 0.53 |
| PS (TTM) | 0.33 | 2/31 | 1.22 | 0.58 | 0.44 |
| Dividend Yield | 0.00% | - | - | - | - |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Mag Mile Capital, Inc. (MMCP.US) | D | A | A | E | A | B |
| 02 | Guild (GHLD.US) | B | A | D | E | A | B |
| 03 | Rocket (RKT.US) | C | A | D | D | C | C |
| 04 | Enact (ACT.US) | A | C | D | B | C | C |
| 05 | Essent (ESNT.US) | A | C | D | B | C | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-06T04:00:00.000Z

Total Analysts: **1**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 1 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 18.65 |
| Highest Target | 22.50 |
| Lowest Target | 22.50 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/FOA.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/FOA.US/norm.md)
- [Related News](https://longbridge.com/en/quote/FOA.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/FOA.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**