---
title: "Globe Life Inc. (GL.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/GL.US.md"
symbol: "GL.US"
name: "Globe Life Inc."
industry: "Life and Health Insurance"
datetime: "2026-04-15T14:00:16.519Z"
locales:
  - [en](https://longbridge.com/en/quote/GL.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/GL.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/GL.US.md)
---

# Globe Life Inc. (GL.US)

## Company Overview

Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products to lower middle- and middle-income families in the United States. It operates in three segments: Life Insurance, Supplemental Health Insurance, and Investments. The company offers whole, term, and other life insurance products, as well as life insurance for children; Medicare supplement and limited-benefit supplemental health insurance products, such as accident, cancer, critical illness, heart, intensive care, and other health products; and final expense, accidental death, mortgage protection, and hospital insurance products. It sells its products through direct-to-consumer channels, exclusive independent agents, general agency independent agents, and brokers.

| Item | Detail |
|------|--------|
| Industry | Life and Health Insurance |
| Exchange | US Market |
| Website | [ome.globelifeinsurance.com](https://ome.globelifeinsurance.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-15T04:30:15.000Z

**Overall: C (0.53)**

**Industry**: Life and Health Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 7 / 22 |
| Industry Median | D |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 3.74% |  |
| Net Profit YoY | 8.45% |  |
| P/B Ratio | 1.95 |  |
| Dividend Ratio | 0.77% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 11626028278.80 |  |
| Revenue | 5994318000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 20.59% | A |
| Profit Margin | 19.37% | A |
| Gross Margin | 33.81% | C |
| Revenue YoY | 3.74% | C |
| Net Profit YoY | 8.45% | C |
| Total Assets YoY | 5.98% | B |
| Net Assets YoY | 12.61% | B |
| Cash Flow Margin | 120.25% | B |
| OCF YoY | 3.74% | C |
| Turnover | 0.20 | D |
| Gearing Ratio | 80.61% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Globe Life Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "3.74%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "8.45%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.95",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.77%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "11626028278.80",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "5994318000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "20.59%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "19.37%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "33.81%",
          "rating": "C"
        },
        {
          "name": "Revenue YoY",
          "value": "3.74%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "8.45%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "5.98%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "12.61%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "120.25%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "3.74%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.20",
          "rating": "D"
        },
        {
          "name": "Gearing Ratio",
          "value": "80.61%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 10.01 | 5/22 | 10.37 | 9.62 | 9.29 |
| PB | 1.95 | 17/22 | 2.04 | 1.93 | 1.84 |
| PS (TTM) | 1.94 | 18/22 | 1.92 | 1.85 | 1.73 |
| Dividend Yield | 0.77% | 18/22 | 0.81% | 0.78% | 0.74% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Ping An Insurance (PNGAY.US) | B | C | E | E | B | C |
| 02 | AIA Group (AAGIY.US) | B | B | E | E | B | C |
| 03 | Manulife Financial (MFC.US) | B | C | E | E | B | C |
| 04 | MetLife (MET.US) | B | C | E | E | B | C |
| 05 | Prudential (PUK.US) | A | B | E | E | B | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-13T04:00:00.000Z

Total Analysts: **11**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 4 | 36% |
| Overweight | 4 | 36% |
| Hold | 3 | 27% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 148.64 |
| Highest Target | 199.00 |
| Lowest Target | 150.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/GL.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/GL.US/norm.md)
- [Related News](https://longbridge.com/en/quote/GL.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/GL.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**