---
title: "Home Bancorp, Inc. (HBCP.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/HBCP.US.md"
symbol: "HBCP.US"
name: "Home Bancorp, Inc."
industry: "Regional Banks"
datetime: "2026-06-10T13:51:56.020Z"
locales:
  - [en](https://longbridge.com/en/quote/HBCP.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/HBCP.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/HBCP.US.md)
---

# Home Bancorp, Inc. (HBCP.US)

## Company Overview

Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States. The company offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts; custodial accounts; health savings and individual retirement accounts; and statement savings. It also provides various loan products comprising one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans; personal loans, including auto, savings and CD secured, unsecured, and credit builder loans; and business loans, such as business term and SBA loans.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.home24bank.com](https://www.home24bank.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-06-10T04:30:15.000Z

**Overall: C (0.41)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 219 / 328 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 11.20% |  |
| Net Profit YoY | 21.64% |  |
| P/B Ratio | 1.17 |  |
| Dividend Ratio | 1.84% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 518633188.03 |  |
| Revenue | 150590000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 10.97% | B |
| Profit Margin | 30.85% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 11.20% | B |
| Net Profit YoY | 21.64% | B |
| Total Assets YoY | 1.99% | C |
| Net Assets YoY | 10.32% | B |
| Cash Flow Margin | 126.45% | B |
| OCF YoY | 11.20% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Home Bancorp, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "11.20%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "21.64%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.17",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "1.84%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "518633188.03",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "150590000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "10.97%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "30.85%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "11.20%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "21.64%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "1.99%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "10.32%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "126.45%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "11.20%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 11.16 | 73/328 | 10.73 | 10.42 | 9.98 |
| PB | 1.17 | 136/328 | 1.12 | 1.08 | 1.01 |
| PS (TTM) | 3.44 | 114/328 | 3.27 | 3.14 | 2.96 |
| Dividend Yield | 1.85% | 189/328 | 2.04% | 1.94% | 1.88% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | Huntington Bancshares (HBAN.US) | C | B | E | A | B | B |
| 03 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 04 | Pinnacle Financial (PNFP.US) | C | A | E | A | A | B |
| 05 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-20T04:00:00.000Z

Total Analysts: **4**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Overweight | 1 | 25% |
| Hold | 3 | 75% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 67.00 |
| Highest Target | 69.00 |
| Lowest Target | 65.50 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/HBCP.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/HBCP.US/norm.md)
- [Related News](https://longbridge.com/en/quote/HBCP.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/HBCP.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**