---
title: "Heritage Financial Corporation (HFWA.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/HFWA.US.md"
symbol: "HFWA.US"
name: "Heritage Financial Corporation"
industry: "Regional Banks"
datetime: "2026-04-15T20:43:31.843Z"
locales:
  - [en](https://longbridge.com/en/quote/HFWA.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/HFWA.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/HFWA.US.md)
---

# Heritage Financial Corporation (HFWA.US)

## Company Overview

Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit. The company also offers commercial business loans, including lines of credit, term equipment financing and term owner-occupied, and non-owner occupied CRE loans; real estate construction and land development loans, as well as residential construction loans, and commercial and multifamily construction loans; residential real estate loans; and originate loans that are guaranteed by the U.S. SBA, and secured and unsecured consumer loans and lines of credit.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.hf-wa.com](https://www.hf-wa.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-15T04:30:17.000Z

**Overall: B (0.40)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 46 / 332 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 15.96% |  |
| Net Profit YoY | 56.11% |  |
| P/B Ratio | 1.00 |  |
| Dividend Ratio | 3.54% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 921090120.00 |  |
| Revenue | 244169000.00 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 7.57% | B |
| Profit Margin | 27.66% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 15.96% | B |
| Net Profit YoY | 56.11% | B |
| Total Assets YoY | -1.96% | D |
| Net Assets YoY | 6.71% | B |
| Cash Flow Margin | 140.41% | B |
| OCF YoY | 15.96% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Heritage Financial Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "15.96%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "56.11%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.00",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "3.54%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "921090120.00",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "244169000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "7.57%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "27.66%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "15.96%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "56.11%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "-1.96%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "6.71%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "140.41%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "15.96%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 13.64 | 155/332 | 16.58 | 15.22 | 13.63 |
| PB | 1.00 | 79/332 | 0.96 | 0.92 | 0.88 |
| PS (TTM) | 3.77 | 157/332 | 3.77 | 3.61 | 3.49 |
| Dividend Yield | 3.54% | 53/332 | 4.11% | 3.93% | 3.74% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 03 | Pinnacle Financial (PNFP.US) | B | B | E | A | B | B |
| 04 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |
| 05 | SouthState Bank (SSB.US) | B | A | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-08T04:00:00.000Z

Total Analysts: **6**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 1 | 17% |
| Overweight | 1 | 17% |
| Hold | 4 | 67% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 27.08 |
| Highest Target | 35.00 |
| Lowest Target | 30.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/HFWA.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/HFWA.US/norm.md)
- [Related News](https://longbridge.com/en/quote/HFWA.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/HFWA.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**