---
title: "HarborOne Bancorp (HONE.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/HONE.US.md"
symbol: "HONE.US"
name: "HarborOne Bancorp"
industry: "Regional Banks"
datetime: "2026-05-21T09:40:05.560Z"
locales:
  - [en](https://longbridge.com/en/quote/HONE.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/HONE.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/HONE.US.md)
---

# HarborOne Bancorp (HONE.US)

## Company Overview

HarborOne Bancorp, Inc. provides financial services to individuals, families, small and mid-size businesses, and municipalities. The company operates in two segments, HarborOne Bank and HarborOne Mortgage. It offers deposit products that include checking, NOW, money market, savings, and sweep accounts, and term certificate of deposit accounts; and lending products comprise commercial real estate, commercial and Industrial, commercial construction, residential mortgages, home equity, and auto loans and personal lines of credit.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-21T04:30:18.000Z

**Overall: C (0.48)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 298 / 329 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -0.04% |  |
| Net Profit YoY | 65.87% |  |
| P/B Ratio | 0.00 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 0.00 |  |
| Revenue | 164819000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 4.56% | C |
| Profit Margin | 16.00% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | -0.04% | D |
| Net Profit YoY | 65.87% | B |
| Total Assets YoY | -3.08% | D |
| Net Assets YoY | 0.49% | C |
| Cash Flow Margin | 625.05% | A |
| OCF YoY | -0.04% | D |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - HarborOne Bancorp",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-0.04%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "65.87%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.00",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "0.00",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "164819000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "4.56%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "16.00%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "-0.04%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "65.87%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "-3.08%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "0.49%",
          "rating": "C"
        },
        {
          "name": "Cash Flow Margin",
          "value": "625.05%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "-0.04%",
          "rating": "D"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 18.63 | - | 19.33 | 18.63 | 18.63 |
| PB | 0.85 | - | 0.86 | 0.85 | 0.85 |
| PS (TTM) | 2.98 | - | 3.04 | 2.98 | 2.98 |
| Dividend Yield | 0.00% | 141/329 | 2.90% | 2.78% | 2.61% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 03 | Pinnacle Financial (PNFP.US) | C | A | E | A | A | B |
| 04 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |
| 05 | UMB Financial (UMBF.US) | B | A | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 12.10 |
| Highest Target | 14.00 |
| Lowest Target | 14.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/HONE.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/HONE.US/norm.md)
- [Related News](https://longbridge.com/en/quote/HONE.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/HONE.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**