---
title: "Humana Inc. (HUM.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/HUM.US.md"
symbol: "HUM.US"
name: "Humana Inc."
industry: "Managed Health Care"
datetime: "2026-04-16T07:47:13.889Z"
locales:
  - [en](https://longbridge.com/en/quote/HUM.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/HUM.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/HUM.US.md)
---

# Humana Inc. (HUM.US)

## Company Overview

Humana Inc. provides medical and specialty insurance products in the United States. It operates in two segments, Insurance and CenterWell. The Insurance segment offers individual Medicare Advantage products, including health insurance benefits, including wellness programs, chronic care management, and care coordination; individual Medicare stand-alone prescription drug products (PDP); group Medicare advantage and Medicare stand-alone PDP; Medicare supplements; specialty and ancillary insurance comprising dental, vision, life and disability; and administrative services to arrange health care services for active-duty and retired military personnel and dependents, as well as pharmacy benefit managers.

| Item | Detail |
|------|--------|
| Industry | Managed Health Care |
| Exchange | US Market |
| Website | [www.humana.com](https://www.humana.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-16T04:30:17.000Z

**Overall: C (0.41)**

**Industry**: Managed Health Care

| Metric | Value |
|--------|-------|
| Industry Ranking | 6 / 10 |
| Industry Median | B |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 10.11% |  |
| Net Profit YoY | -1.57% |  |
| P/B Ratio | 1.35 |  |
| Dividend Ratio | 1.78% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 23815203626.94 |  |
| Revenue | 129664000000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 6.98% | C |
| Profit Margin | 0.92% | C |
| Gross Margin | 14.54% | D |
| Revenue YoY | 10.11% | B |
| Net Profit YoY | -1.57% | C |
| Total Assets YoY | 5.23% | C |
| Net Assets YoY | 7.86% | B |
| Cash Flow Margin | 77.53% | C |
| OCF YoY | 10.11% | B |
| Turnover | 2.72 | A |
| Gearing Ratio | 63.73% | D |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Humana Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "10.11%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-1.57%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.35",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "1.78%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "23815203626.94",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "129664000000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "6.98%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "0.92%",
          "rating": "C"
        },
        {
          "name": "Gross Margin",
          "value": "14.54%",
          "rating": "D"
        },
        {
          "name": "Revenue YoY",
          "value": "10.11%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "-1.57%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "5.23%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "7.86%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "77.53%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "10.11%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "2.72",
          "rating": "A"
        },
        {
          "name": "Gearing Ratio",
          "value": "63.73%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 20.05 | 3/10 | 23.57 | 19.83 | 17.07 |
| PB | 1.35 | 2/10 | 1.81 | 1.65 | 1.34 |
| PS (TTM) | 0.18 | 3/10 | 0.27 | 0.24 | 0.18 |
| Dividend Yield | 1.79% | 3/10 | 1.80% | 1.43% | 1.29% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Unitedhealth (UNH.US) | B | C | A | D | B | B |
| 02 | Elevance Health (ELV.US) | B | B | A | D | B | B |
| 03 | HealthEquity (HQY.US) | B | B | C | B | B | B |
| 04 | Progyny (PGNY.US) | B | B | A | B | B | B |
| 05 | Clover Health Investments (CLOV.US) | D | B | A | C | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-13T04:00:00.000Z

Total Analysts: **27**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 6 | 22% |
| Overweight | 2 | 7% |
| Hold | 17 | 63% |
| Sell | 2 | 7% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 198.37 |
| Highest Target | 333.00 |
| Lowest Target | 146.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/HUM.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/HUM.US/norm.md)
- [Related News](https://longbridge.com/en/quote/HUM.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/HUM.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**