---
title: "PT Bank Central Asia Tbk (IBKD.SG)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/IBKD.SG.md"
symbol: "IBKD.SG"
name: "PT Bank Central Asia Tbk"
industry: "Diversified Banks"
datetime: "2026-05-20T10:40:57.921Z"
locales:
  - [en](https://longbridge.com/en/quote/IBKD.SG.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/IBKD.SG.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/IBKD.SG.md)
---

# PT Bank Central Asia Tbk (IBKD.SG)

## Company Overview

PT Bank Central Asia Tbk provides commercial banking and other financial services. The company offers time deposits, e- deposits, spinning, Dana Lander accounts, customer accounts, gold stage; loans, such as business, investment credit, securities collateral, multipurpose business, trade finance, business place loans; credit cards; and investment, including mutual funds, and bond and secondary SBN. The company also provides collection account opening, remittance, trade finance, tresuries and custodians, transaction banking, electronic banking, cash management, bank assurance, credit facilities, bank guarantees, export-import facilities, and foreign exchange facilities. In addition, the company offers investment financing, working capital financing, multipurpose financing, operating leases, and other financing activities; Sharia banking; securities brokerage dealer and underwriter for issuance of securities; general or loss insurance; life insurance; and venture capital services.

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Exchange | SG Market |
| Website | [www.bca.co.id](https://www.bca.co.id) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:13.000Z

**Overall: C (0.54)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 2 / 4 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | -4.49% |  |
| Net Profit YoY | -4.17% |  |
| P/B Ratio | 5.70 |  |
| Dividend Ratio | 4.31% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 112779138186.93 |  |
| Revenue | 8399870225.14 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 22.98% | A |
| Profit Margin | 53.46% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | -4.49% | D |
| Net Profit YoY | -4.17% | C |
| Total Assets YoY | 0.49% | C |
| Net Assets YoY | -1.17% | D |
| Cash Flow Margin | -9.18% | D |
| OCF YoY | -4.49% | D |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - PT Bank Central Asia Tbk",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "-4.49%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-4.17%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "5.70",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "4.31%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "112779138186.93",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "8399870225.14",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "22.98%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "53.46%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "-4.49%",
          "rating": "D"
        },
        {
          "name": "Net Profit YoY",
          "value": "-4.17%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "0.49%",
          "rating": "C"
        },
        {
          "name": "Net Assets YoY",
          "value": "-1.17%",
          "rating": "D"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-9.18%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "-4.49%",
          "rating": "D"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 25.11 | 7/4 | 35.76 | 31.67 | 27.57 |
| PB | 5.70 | 7/4 | 7.60 | 6.68 | 5.83 |
| PS (TTM) | 13.43 | 7/4 | 18.50 | 16.69 | 14.69 |
| Dividend Yield | 4.31% | 7/4 | 34.56% | 0.63% | 0.55% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Bank of CN HK SDR 1to1 (HBND.SG) | C | C | E | A | D | C |
| 02 | BBCA ID SDR 1to2 (IBKD.SG) | B | D | E | A | D | C |
| 03 | HSBC HK SDR 5to1 (HSHD.SG) | B | C | E | A | C | C |
| 04 | Kasikorn BK TH SDR1to1 (TKKD.SG) | C | C | E | A | B | C |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/IBKD.SG/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/IBKD.SG/norm.md)
- [Related News](https://longbridge.com/en/quote/IBKD.SG/news.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**