---
title: "Intercorp Financial Services Inc. (IFS.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/IFS.US.md"
symbol: "IFS.US"
name: "Intercorp Financial Services Inc."
industry: "Diversified Banks"
datetime: "2026-04-16T08:35:20.065Z"
locales:
  - [en](https://longbridge.com/en/quote/IFS.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/IFS.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/IFS.US.md)
---

# Intercorp Financial Services Inc. (IFS.US)

## Company Overview

Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services. It also engages in the development, management, operation, and processing of credit and debit cards; facilitation of payments and services through commercial stores; and installation and maintenance of infrastructure for transactions through electronic commerce modality and networks of payment methods processors. In addition, the company manages mutual funds and investment funds; and provides investment consultancy and related services.

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Exchange | US Market |
| Website | [ifs.com.pe](https://ifs.com.pe) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-16T04:30:17.000Z

**Overall: B (0.39)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 7 / 64 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 31.38% |  |
| Net Profit YoY | 59.36% |  |
| P/B Ratio | 1.39 |  |
| Dividend Ratio | 2.07% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 5099875800.00 |  |
| Revenue | 1568326955.51 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 16.61% | A |
| Profit Margin | 35.15% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 31.38% | A |
| Net Profit YoY | 59.36% | B |
| Total Assets YoY | 16.33% | A |
| Net Assets YoY | 26.85% | A |
| Cash Flow Margin | -19.34% | E |
| OCF YoY | 31.38% | A |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Intercorp Financial Services Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "31.38%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "59.36%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.39",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "2.07%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "5099875800.00",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "1568326955.51",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "16.61%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "35.15%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "31.38%",
          "rating": "A"
        },
        {
          "name": "Net Profit YoY",
          "value": "59.36%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "16.33%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "26.85%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-19.34%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "31.38%",
          "rating": "A"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 9.25 | 14/64 | 9.89 | 9.29 | 8.67 |
| PB | 1.39 | 25/64 | 1.46 | 1.39 | 1.34 |
| PS (TTM) | 3.25 | 23/64 | 3.31 | 3.14 | 3.05 |
| Dividend Yield | 2.07% | 48/64 | 2.61% | 2.34% | 2.04% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Toronto Dominion Bank (TD.US) | B | A | E | A | B | B |
| 02 | BNP Paribas (BNPQY.US) | C | B | E | A | B | B |
| 03 | NU Holdings (NU.US) | B | A | E | A | C | B |
| 04 | KBC Group (KBCSY.US) | B | B | E | A | B | B |
| 05 | DNB Bank ASA (DNBBF.US) | B | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-15T04:00:00.000Z

Total Analysts: **4**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 2 | 50% |
| Overweight | 2 | 50% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 45.80 |
| Highest Target | 67.03 |
| Lowest Target | 48.22 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/IFS.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/IFS.US/norm.md)
- [Related News](https://longbridge.com/en/quote/IFS.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/IFS.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**