---
title: "IF Bancorp (IROQ.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/IROQ.US.md"
symbol: "IROQ.US"
name: "IF Bancorp"
industry: "Regional Banks"
datetime: "2026-06-10T11:00:32.706Z"
locales:
  - [en](https://longbridge.com/en/quote/IROQ.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/IROQ.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/IROQ.US.md)
---

# IF Bancorp (IROQ.US)

## Company Overview

IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement accounts, and health savings accounts. It provides loans comprising one- to four-family residential mortgage loans; multifamily mortgage loans; commercial real estate loans, such as farm loans; home equity lines of credit; commercial business loans; and consumer loans primarily comprising automobile loans, as well as construction loans and land development loans.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-06-10T04:30:15.000Z

**Overall: C (0.42)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 0 / 327 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 17.86% |  |
| Net Profit YoY | 72.92% |  |
| P/B Ratio | 0.00 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 0.00 |  |
| Revenue | 28552000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 6.33% | C |
| Profit Margin | 18.11% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 17.86% | B |
| Net Profit YoY | 72.92% | A |
| Total Assets YoY | -6.19% | D |
| Net Assets YoY | 15.05% | B |
| Cash Flow Margin | 116.26% | C |
| OCF YoY | 17.86% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - IF Bancorp",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "17.86%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "72.92%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.00",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "0.00",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "28552000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "6.33%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "18.11%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "17.86%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "72.92%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "-6.19%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "15.05%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "116.26%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "17.86%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 17.20 | 231/327 | 23.97 | 18.00 | 17.20 |
| PB | 1.02 | 128/327 | 1.03 | 1.02 | 1.01 |
| PS (TTM) | 3.12 | 124/327 | 3.22 | 3.13 | 3.12 |
| Dividend Yield | 0.00% | 218/327 | 1.60% | 1.55% | 1.48% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | Huntington Bancshares (HBAN.US) | C | B | E | A | B | B |
| 03 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 04 | Pinnacle Financial (PNFP.US) | C | A | E | A | A | B |
| 05 | Wintrust Financial (WTFC.US) | B | B | E | A | B | B |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/IROQ.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/IROQ.US/norm.md)
- [Related News](https://longbridge.com/en/quote/IROQ.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/IROQ.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**