---
title: "Isabella Bank (ISBA.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/ISBA.US/norm.md"
symbol: "ISBA.US"
name: "Isabella Bank"
parent: "https://longbridge.com/en/quote/ISBA.US.md"
datetime: "2026-03-07T01:48:26.672Z"
locales:
  - [en](https://longbridge.com/en/quote/ISBA.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/ISBA.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/ISBA.US/norm.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/quote/ISBA.US/norm.md) | [繁體中文](https://longbridge.com/zh-HK/quote/ISBA.US/norm.md)


# Isabella Bank (ISBA.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.6400 | 0.7100 | 0.6800 | 0.5303 | 0.5400 |
| ROE | 8.18% | 9.36% | 9.23% | 7.42% | 7.55% |
| Revenue | 20.74M | 20.26M | 19.91M | 18.16M | 18.15M |
| Net income | 4.69M | 5.24M | 5.03M | 3.95M | 4.00M |
| NIM | 3.28% | 3.15% | 3.14% | - | - |
| Structure | 16.73M | 16.16M | 15.13M | 14.53M | 14.55M |
| Provision | 21.17M | 20.47M | 18.82M | 18.05M | 18.53M |

## Balance Sheet (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 2.21B | 2.26B | 2.16B | 2.10B | 2.09B |
| Leverage | 9.55 | 9.94 | 9.78 | 9.75 | 9.92 |
| BVPS | 31.60 | 30.94 | 29.95 | 29.10 | 28.32 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 1.82B | 1.93B | 1.85B | 1.80B | 1.75B |
| NPL | 4.58M | 3.46M | 1.20M | 199000.00 | 301000.00 |
| Capital ratio | 11.73% | 12.37% | 12.46% | 12.58% | 12.21% |
| Coverage | 299.85% | 379.92% | 1085.94% | 6399.50% | 4284.05% |

## Cash Flow Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | - | 2.75M | 7.84M | 4.70M | 7.12M |
| Investing CF | - | -42.69M | -12.64M | 28.10M | 11.38M |
| Financing CF | - | 92.69M | 44.18M | 11.83M | -21.34M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 2.44

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.28USD | 2026-03-27 | 2026-03-27 | 2026-03-31 |
| Cash Dividend: 
0.28USD | 2025-12-17 | 2025-12-17 | 2025-12-19 |
| Cash Dividend: 
0.28USD | 2025-09-26 | 2025-09-26 | 2025-09-30 |