---
title: "Jefferson Capital (JCAP.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/JCAP.US/norm.md"
symbol: "JCAP.US"
name: "Jefferson Capital"
parent: "https://longbridge.com/en/quote/JCAP.US.md"
datetime: "2026-03-10T00:05:01.535Z"
locales:
  - [en](https://longbridge.com/en/quote/JCAP.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/JCAP.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/JCAP.US/norm.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/quote/JCAP.US/norm.md) | [繁體中文](https://longbridge.com/zh-HK/quote/JCAP.US/norm.md)


# Jefferson Capital (JCAP.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.5900 | 0.6275 | - | - | - |
| ROE | 32.60% | 34.60% | - | - | - |
| Revenue | 150.35M | 151.15M | 151.32M | 108.91M | 103.84M |
| Net income | 34.56M | 36.56M | 64.23M | 36.88M | 32.17M |
| Operating income | 70.04M | 86.64M | 89.27M | 59.43M | 55.15M |
| Gross margin | 68.33% | 71.19% | 71.72% | 69.47% | 70.33% |
| Net margin | 25.52% | 31.52% | 42.44% | 33.86% | 30.98% |
| Profit quality | 111.03% | 109.83% | 172.73% | 770.48% | 115.49% |

## Balance Sheet (USD)

| Indicator | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 1.80B | 1.77B | 1.72B | - | - |
| Leverage | 4.12 | 4.30 | 3.95 | - | - |
| BVPS | 7.50 | 7.05 | - | - | - |
| Turnover | - | - | - | - | - |
| Cash & STI | 42.27M | 51.65M | 26.99M | - | - |
| Inv & Rec | - | - | - | - | - |
| LT assets | 5.96M | 2.30M | - | - | - |
| Net debt | 1.14B | 1.13B | 1.19B | - | - |

## Cash Flow Statement (USD)

| Indicator | Q3 2025 | Q2 2025 | Q1 2025 | Q3 2024 | Q2 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 63.08M | 78.89M | 51.68M | 7.71M | 47.75M |
| Investing CF | -54.55M | -10.70M | -56.23M | -79.81M | -98.53M |
| Financing CF | -15.93M | -42.65M | -463000.00 | 79.61M | 48.51M |
| Free CF | 17.09M | 44.69M | - | - | - |
| OCF coverage | 403.69% | 14.28% | 29.47% | 7.61% | 89.07% |
| Repaid & issued | 0.0000 | 507.00M | 174.79M | 180.82M | 102.36M |
| CapEx | -106000.00 | -396000.00 | -143000.00 | -123000.00 | -171000.00 |

## Distribution Plan

**Dividend Yield**: 2.28

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.24USD | 2025-11-25 | 2025-11-25 | 2025-12-04 |
| Cash Dividend: 
0.24USD | 2025-08-25 | 2025-08-25 | 2025-09-04 |