---
title: "Kingsway Financial Services Inc. (KFS.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/KFS.US.md"
symbol: "KFS.US"
name: "Kingsway Financial Services Inc."
industry: "Property and Casualty Insurance"
datetime: "2026-04-16T11:43:20.425Z"
locales:
  - [en](https://longbridge.com/en/quote/KFS.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/KFS.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/KFS.US.md)
---

# Kingsway Financial Services Inc. (KFS.US)

## Company Overview

Kingsway Financial Services Inc. through its subsidiaries, engages in the extended warranty and business services in the United States. It operates through two segments: Kingsway Search Xcelerator and Extended Warranty. The Extended Warranty segment markets, sells, and administers vehicle service agreements and related products for new and used automobiles, motorcycles, and ATVs.

| Item | Detail |
|------|--------|
| Industry | Property and Casualty Insurance |
| Exchange | US Market |
| Website | [kingsway-financial.com](https://kingsway-financial.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-16T04:30:17.000Z

**Overall: C (0.52)**

**Industry**: Property and Casualty Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 57 / 70 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Growth - Stocks whose main business is in the growth stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 21.68% |  |
| Net Profit YoY | -26.09% |  |
| P/B Ratio | 22.59 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 342728513.60 |  |
| Revenue | 137338000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -101.07% | E |
| Profit Margin | -7.81% | D |
| Gross Margin | 81.27% | A |
| Revenue YoY | 21.68% | B |
| Net Profit YoY | -26.09% | D |
| Total Assets YoY | 24.05% | A |
| Net Assets YoY | 88.02% | A |
| Cash Flow Margin | 0.03% | D |
| OCF YoY | 21.68% | B |
| Turnover | 0.66 | B |
| Gearing Ratio | 85.14% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Kingsway Financial Services Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "21.68%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-26.09%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "22.59",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "342728513.60",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "137338000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "-101.07%",
          "rating": "E"
        },
        {
          "name": "Profit Margin",
          "value": "-7.81%",
          "rating": "D"
        },
        {
          "name": "Gross Margin",
          "value": "81.27%",
          "rating": "A"
        },
        {
          "name": "Revenue YoY",
          "value": "21.68%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "-26.09%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "24.05%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "88.02%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "0.03%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "21.68%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.66",
          "rating": "B"
        },
        {
          "name": "Gearing Ratio",
          "value": "85.14%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -28.76 | 65/70 | - | - | - |
| PB | 22.59 | 65/70 | 59.74 | 23.56 | 22.00 |
| PS (TTM) | 2.50 | 56/70 | 3.49 | 3.02 | 2.58 |
| Dividend Yield | 0.00% | - | - | - | - |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Exzeo (XZO.US) | A | A | A | B | B | A |
| 02 | Progressive (PGR.US) | B | B | B | E | B | B |
| 03 | Erie Indemnity (ERIE.US) | B | C | A | B | B | B |
| 04 | Kinsale Capital (KNSL.US) | A | B | D | D | B | B |
| 05 | First American Financial (FAF.US) | B | A | C | D | B | B |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/KFS.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/KFS.US/norm.md)
- [Related News](https://longbridge.com/en/quote/KFS.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/KFS.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**