---
title: "Kemper Corporation (KMPR.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/KMPR.US.md"
symbol: "KMPR.US"
name: "Kemper Corporation"
industry: "Property and Casualty Insurance"
datetime: "2026-04-16T06:42:28.172Z"
locales:
  - [en](https://longbridge.com/en/quote/KMPR.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/KMPR.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/KMPR.US.md)
---

# Kemper Corporation (KMPR.US)

## Company Overview

Kemper Corporation, an insurance holding company, provides insurance products in the United States. It operates in two segments, Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment primarily offers specialty personal automobile and commercial automobile insurance through independent agents and brokers. The Life Insurance segment primarily provides individual life, accident, supplemental health, and property insurance.

| Item | Detail |
|------|--------|
| Industry | Property and Casualty Insurance |
| Exchange | US Market |
| Website | [www.kemper.com](https://www.kemper.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-16T04:30:16.000Z

**Overall: C (0.56)**

**Industry**: Property and Casualty Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 45 / 70 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 3.24% |  |
| Net Profit YoY | -54.91% |  |
| P/B Ratio | 0.71 |  |
| Dividend Ratio | 3.94% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1910848615.00 |  |
| Revenue | 4789700000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 5.24% | C |
| Profit Margin | 2.99% | C |
| Gross Margin | 29.53% | C |
| Revenue YoY | 3.24% | C |
| Net Profit YoY | -54.91% | D |
| Total Assets YoY | -1.25% | D |
| Net Assets YoY | -4.13% | D |
| Cash Flow Margin | 407.89% | A |
| OCF YoY | 3.24% | C |
| Turnover | 0.38 | C |
| Gearing Ratio | 78.60% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Kemper Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "3.24%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "-54.91%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.71",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "3.94%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "1910848615.00",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "4789700000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "5.24%",
          "rating": "C"
        },
        {
          "name": "Profit Margin",
          "value": "2.99%",
          "rating": "C"
        },
        {
          "name": "Gross Margin",
          "value": "29.53%",
          "rating": "C"
        },
        {
          "name": "Revenue YoY",
          "value": "3.24%",
          "rating": "C"
        },
        {
          "name": "Net Profit YoY",
          "value": "-54.91%",
          "rating": "D"
        },
        {
          "name": "Total Assets YoY",
          "value": "-1.25%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "-4.13%",
          "rating": "D"
        },
        {
          "name": "Cash Flow Margin",
          "value": "407.89%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "3.24%",
          "rating": "C"
        },
        {
          "name": "Turnover",
          "value": "0.38",
          "rating": "C"
        },
        {
          "name": "Gearing Ratio",
          "value": "78.60%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 13.33 | 43/70 | 12.06 | 11.07 | 9.22 |
| PB | 0.71 | 6/70 | 1.36 | 1.03 | 0.79 |
| PS (TTM) | 0.40 | 1/70 | 0.84 | 0.64 | 0.45 |
| Dividend Yield | 3.94% | 12/70 | 3.48% | 2.60% | 2.04% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Exzeo (XZO.US) | A | A | A | B | B | A |
| 02 | Progressive (PGR.US) | B | B | B | E | B | B |
| 03 | Erie Indemnity (ERIE.US) | B | C | A | B | B | B |
| 04 | Kinsale Capital (KNSL.US) | A | B | D | D | B | B |
| 05 | First American Financial (FAF.US) | B | A | C | D | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-13T04:00:00.000Z

Total Analysts: **6**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 2 | 33% |
| Hold | 2 | 33% |
| Underweight | 2 | 33% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 32.50 |
| Highest Target | 81.00 |
| Lowest Target | 35.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/KMPR.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/KMPR.US/norm.md)
- [Related News](https://longbridge.com/en/quote/KMPR.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/KMPR.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**