---
title: "Kinsale Capital Group, Inc. (KNSL.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/KNSL.US.md"
symbol: "KNSL.US"
name: "Kinsale Capital Group, Inc."
industry: "Property and Casualty Insurance"
datetime: "2026-04-15T14:25:32.663Z"
locales:
  - [en](https://longbridge.com/en/quote/KNSL.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/KNSL.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/KNSL.US.md)
---

# Kinsale Capital Group, Inc. (KNSL.US)

## Company Overview

Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company’s commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products.

| Item | Detail |
|------|--------|
| Industry | Property and Casualty Insurance |
| Exchange | US Market |
| Website | [www.kinsalecapitalgroup.com](https://www.kinsalecapitalgroup.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-15T04:30:15.000Z

**Overall: B (0.40)**

**Industry**: Property and Casualty Insurance

| Metric | Value |
|--------|-------|
| Industry Ranking | 4 / 70 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 18.04% |  |
| Net Profit YoY | 21.40% |  |
| P/B Ratio | 4.12 |  |
| Dividend Ratio | 0.22% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 8082023126.96 |  |
| Revenue | 1873987000.00 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 29.25% | A |
| Profit Margin | 26.87% | A |
| Gross Margin | 28.13% | C |
| Revenue YoY | 18.04% | B |
| Net Profit YoY | 21.40% | B |
| Total Assets YoY | 23.67% | A |
| Net Assets YoY | 32.09% | A |
| Cash Flow Margin | 207.25% | B |
| OCF YoY | 18.04% | B |
| Turnover | 0.34 | D |
| Gearing Ratio | 67.58% | D |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Kinsale Capital Group, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "18.04%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "21.40%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "4.12",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.22%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "8082023126.96",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "1873987000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "29.25%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "26.87%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "28.13%",
          "rating": "C"
        },
        {
          "name": "Revenue YoY",
          "value": "18.04%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "21.40%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "23.67%",
          "rating": "A"
        },
        {
          "name": "Net Assets YoY",
          "value": "32.09%",
          "rating": "A"
        },
        {
          "name": "Cash Flow Margin",
          "value": "207.25%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "18.04%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.34",
          "rating": "D"
        },
        {
          "name": "Gearing Ratio",
          "value": "67.58%",
          "rating": "D"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 16.05 | 48/70 | 26.52 | 22.20 | 18.55 |
| PB | 4.12 | 61/70 | 6.79 | 5.75 | 4.71 |
| PS (TTM) | 4.31 | 61/70 | 6.56 | 5.75 | 4.89 |
| Dividend Yield | 0.22% | 44/70 | 0.18% | 0.15% | 0.14% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Exzeo (XZO.US) | A | A | A | B | B | A |
| 02 | Progressive (PGR.US) | B | B | B | E | B | B |
| 03 | Erie Indemnity (ERIE.US) | B | C | A | B | B | B |
| 04 | Kinsale Capital (KNSL.US) | A | B | D | D | B | B |
| 05 | First American Financial (FAF.US) | B | A | C | D | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-13T04:00:00.000Z

Total Analysts: **12**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 2 | 17% |
| Hold | 8 | 67% |
| Sell | 2 | 17% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 352.84 |
| Highest Target | 450.00 |
| Lowest Target | 312.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/KNSL.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/KNSL.US/norm.md)
- [Related News](https://longbridge.com/en/quote/KNSL.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/KNSL.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**