---
title: "LendingClub Corporation (LC.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/LC.US.md"
symbol: "LC.US"
name: "LendingClub Corporation"
industry: "Consumer Finance"
datetime: "2026-05-21T15:56:32.932Z"
locales:
  - [en](https://longbridge.com/en/quote/LC.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/LC.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/LC.US.md)
---

# LendingClub Corporation (LC.US)

## Company Overview

LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. In addition, it operates a lending marketplace platform.

| Item | Detail |
|------|--------|
| Industry | Consumer Finance |
| Exchange | US Market |
| Website | [www.lendingclub.com](https://www.lendingclub.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-21T04:30:18.000Z

**Overall: C (0.56)**

**Industry**: Consumer Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 28 / 57 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Mid - The company has stable operation of a large-cap stock and the high return of a small-cap stock.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 14.77% |  |
| Net Profit YoY | 246.02% |  |
| P/B Ratio | 1.20 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 1831772689.00 |  |
| Revenue | 1372130000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 12.16% | B |
| Profit Margin | 12.80% | B |
| Gross Margin | 46.28% | B |
| Revenue YoY | 14.77% | B |
| Net Profit YoY | 246.02% | A |
| Total Assets YoY | 13.90% | B |
| Net Assets YoY | 11.65% | B |
| Cash Flow Margin | -1712.14% | E |
| OCF YoY | 14.77% | B |
| Turnover | 0.12 | E |
| Gearing Ratio | 87.24% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - LendingClub Corporation",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "14.77%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "246.02%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.20",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "1831772689.00",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "1372130000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "12.16%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "12.80%",
          "rating": "B"
        },
        {
          "name": "Gross Margin",
          "value": "46.28%",
          "rating": "B"
        },
        {
          "name": "Revenue YoY",
          "value": "14.77%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "246.02%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "13.90%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "11.65%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "-1712.14%",
          "rating": "E"
        },
        {
          "name": "OCF YoY",
          "value": "14.77%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.12",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "87.24%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 10.43 | 24/57 | 25.28 | 21.93 | 13.23 |
| PB | 1.20 | 22/57 | 1.43 | 1.27 | 1.08 |
| PS (TTM) | 1.33 | 23/57 | 1.61 | 1.43 | 1.23 |
| Dividend Yield | 0.00% | - | - | - | - |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | NerdWallet (NRDS.US) | A | B | A | A | B | A |
| 02 | Capital One Financial (COF.US) | C | B | E | A | A | B |
| 03 | Synchrony Financial (SYF.US) | B | B | E | A | B | B |
| 04 | Kaspi.KZ JSC (KSPI.US) | A | A | C | E | B | B |
| 05 | Ally Financial (ALLY.US) | C | B | E | A | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-04-29T04:00:00.000Z

Total Analysts: **10**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 5 | 50% |
| Overweight | 5 | 50% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 15.45 |
| Highest Target | 29.00 |
| Lowest Target | 20.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/LC.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/LC.US/norm.md)
- [Related News](https://longbridge.com/en/quote/LC.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/LC.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**