---
title: "Lendingclub (LC.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/LC.US/norm.md"
symbol: "LC.US"
name: "Lendingclub"
parent: "https://longbridge.com/en/quote/LC.US.md"
datetime: "2026-05-21T17:30:15.189Z"
locales:
  - [en](https://longbridge.com/en/quote/LC.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/LC.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/LC.US/norm.md)
---

# Lendingclub (LC.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.4400 | 0.3489 | 0.3700 | 0.3300 | 0.1000 |
| ROE | 13.65% | 11.22% | 12.35% | 11.02% | 3.45% |
| Revenue | 337.22M | 354.03M | 349.59M | 331.28M | 299.81M |
| Net income | 51.60M | 41.55M | 44.27M | 38.18M | 11.67M |
| Operating income | 67.33M | 50.03M | 57.24M | 53.98M | 15.70M |
| Gross margin | 46.28% | 36.33% | 37.14% | 35.61% | 24.68% |
| Net margin | 15.30% | 11.74% | 12.66% | 11.52% | 3.89% |
| Profit quality | -10.88% | -5.54% | -7.43% | -7.57% | -4.63% |

## Balance Sheet (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 11.94B | 11.57B | 11.07B | 10.78B | 10.48B |
| Leverage | 7.84 | 7.71 | 7.57 | 7.66 | 7.68 |
| BVPS | 13.19 | 13.01 | 12.68 | 12.25 | 11.95 |
| Turnover | 0.1224 | 0.1203 | 0.1172 | 0.1226 | 0.1212 |
| Cash & STI | 801.94M | 917.65M | 827.39M | 752.56M | 895.51M |
| Inv & Rec | - | - | - | - | - |
| LT assets | 14.11M | 16.86M | 19.99M | 23.16M | 26.43M |
| Net debt | -789.46M | -901.83M | -808.26M | -730.17M | -869.94M |

## Cash Flow Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | -618.99M | -903.77M | -770.82M | -713.09M | -339.26M |
| Investing CF | 182.54M | 548.79M | 595.88M | 337.02M | 450.46M |
| Financing CF | 327.87M | 439.74M | 246.29M | 230.14M | -168.35M |
| Free CF | 247.44M | 1.67B | -714.71M | -918.88M | 1.20B |
| OCF coverage | -2400.67% | -5801.56% | -3670.06% | -786.26% | -2596.48% |
| Repaid & issued | - | - | - | - | - |
| CapEx | -25.78M | -15.58M | -21.00M | -90.69M | -13.07M |