---
title: "LCNB Corp. (LCNB.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/LCNB.US.md"
symbol: "LCNB.US"
name: "LCNB Corp."
industry: "Regional Banks"
datetime: "2026-04-16T20:41:08.514Z"
locales:
  - [en](https://longbridge.com/en/quote/LCNB.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/LCNB.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/LCNB.US.md)
---

# LCNB Corp. (LCNB.US)

## Company Overview

LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States. It offers checking and savings accounts; interest-bearing demand and money market deposit; and time certificates. The company also provides commercial and industrial, commercial and residential real estate, agricultural, construction, various types of consumer, and small business administration loans; residential mortgage loans, such as loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages; and consumer lending comprising automobile, boat, home improvement, and personal loans.

| Item | Detail |
|------|--------|
| Industry | Regional Banks |
| Exchange | US Market |
| Website | [www.lcnbcorp.com](https://www.lcnbcorp.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-04-16T04:30:18.000Z

**Overall: C (0.41)**

**Industry**: Regional Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 255 / 332 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 13.66% |  |
| Net Profit YoY | 71.43% |  |
| P/B Ratio | 0.88 |  |
| Dividend Ratio | 5.22% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 240194486.42 |  |
| Revenue | 90061000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 8.73% | B |
| Profit Margin | 25.67% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 13.66% | B |
| Net Profit YoY | 71.43% | A |
| Total Assets YoY | -2.89% | D |
| Net Assets YoY | 8.26% | B |
| Cash Flow Margin | 149.62% | B |
| OCF YoY | 13.66% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - LCNB Corp.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "13.66%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "71.43%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "0.88",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "5.22%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "240194486.42",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "90061000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "8.73%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "25.67%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "13.66%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "71.43%",
          "rating": "A"
        },
        {
          "name": "Total Assets YoY",
          "value": "-2.89%",
          "rating": "D"
        },
        {
          "name": "Net Assets YoY",
          "value": "8.26%",
          "rating": "B"
        },
        {
          "name": "Cash Flow Margin",
          "value": "149.62%",
          "rating": "B"
        },
        {
          "name": "OCF YoY",
          "value": "13.66%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 10.45 | 46/332 | 12.68 | 10.49 | 9.80 |
| PB | 0.88 | 40/332 | 0.87 | 0.83 | 0.80 |
| PS (TTM) | 2.67 | 39/332 | 2.65 | 2.55 | 2.45 |
| Dividend Yield | 5.22% | 13/332 | 5.97% | 5.64% | 5.27% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | East West Bancorp (EWBC.US) | B | B | E | A | B | B |
| 03 | Pinnacle Financial (PNFP.US) | B | B | E | A | B | B |
| 04 | SouthState Bank (SSB.US) | B | A | E | A | B | B |
| 05 | UMB Financial (UMBF.US) | B | A | E | A | A | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-03-16T04:00:00.000Z

Total Analysts: **2**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Hold | 2 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 16.55 |
| Highest Target | 18.00 |
| Lowest Target | 18.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/LCNB.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/LCNB.US/norm.md)
- [Related News](https://longbridge.com/en/quote/LCNB.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/LCNB.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**