---
title: "loanDepot, Inc. (LDI.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/LDI.US.md"
symbol: "LDI.US"
name: "loanDepot, Inc."
industry: "Commercial and Residential Mortgage Finance"
datetime: "2026-05-20T11:27:06.152Z"
locales:
  - [en](https://longbridge.com/en/quote/LDI.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/LDI.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/LDI.US.md)
---

# loanDepot, Inc. (LDI.US)

## Company Overview

loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides title, escrow, and settlement services for mortgage loan transactions; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies.

| Item | Detail |
|------|--------|
| Industry | Commercial and Residential Mortgage Finance |
| Exchange | US Market |
| Website | [www.loandepot.com](https://www.loandepot.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:15.000Z

**Overall: C (0.59)**

**Industry**: Commercial and Residential Mortgage Finance

| Metric | Value |
|--------|-------|
| Industry Ranking | 18 / 32 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Small - The company's operation has a high degree of growth and volatility, making it easy to achieve high investment returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 13.05% |  |
| Net Profit YoY | 9.00% |  |
| P/B Ratio | 1.87 |  |
| Dividend Ratio | 0.00% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 381932776.14 |  |
| Revenue | 1233106000.00 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | -33.59% | E |
| Profit Margin | -6.34% | D |
| Gross Margin | 87.62% | A |
| Revenue YoY | 13.05% | B |
| Net Profit YoY | 9.00% | C |
| Total Assets YoY | 12.93% | B |
| Net Assets YoY | -28.13% | E |
| Cash Flow Margin | 894.86% | A |
| OCF YoY | 13.05% | B |
| Turnover | 0.18 | D |
| Gearing Ratio | 95.35% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - loanDepot, Inc.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "13.05%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "9.00%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.87",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "381932776.14",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "1233106000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "-33.59%",
          "rating": "E"
        },
        {
          "name": "Profit Margin",
          "value": "-6.34%",
          "rating": "D"
        },
        {
          "name": "Gross Margin",
          "value": "87.62%",
          "rating": "A"
        },
        {
          "name": "Revenue YoY",
          "value": "13.05%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "9.00%",
          "rating": "C"
        },
        {
          "name": "Total Assets YoY",
          "value": "12.93%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "-28.13%",
          "rating": "E"
        },
        {
          "name": "Cash Flow Margin",
          "value": "894.86%",
          "rating": "A"
        },
        {
          "name": "OCF YoY",
          "value": "13.05%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.18",
          "rating": "D"
        },
        {
          "name": "Gearing Ratio",
          "value": "95.35%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | -4.88 | 25/32 | - | - | - |
| PB | 1.87 | 21/32 | 2.76 | 2.33 | 1.87 |
| PS (TTM) | 0.31 | 2/32 | 0.66 | 0.55 | 0.40 |
| Dividend Yield | 0.00% | - | - | - | - |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Mag Mile Capital, Inc. (MMCP.US) | D | A | A | E | A | B |
| 02 | Guild (GHLD.US) | B | A | D | E | A | B |
| 03 | FG (FGO.US) | A | A | B | B | A | B |
| 04 | Rocket (RKT.US) | C | A | D | D | C | C |
| 05 | Enact (ACT.US) | A | C | D | B | C | C |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-07T04:00:00.000Z

Total Analysts: **4**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Hold | 2 | 50% |
| Underweight | 1 | 25% |
| Sell | 1 | 25% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 1.14 |
| Highest Target | 2.10 |
| Lowest Target | 1.50 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/LDI.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/LDI.US/norm.md)
- [Related News](https://longbridge.com/en/quote/LDI.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/LDI.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**