---
title: "Open Lending (LPRO.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/LPRO.US/norm.md"
symbol: "LPRO.US"
name: "Open Lending"
parent: "https://longbridge.com/en/quote/LPRO.US.md"
datetime: "2026-06-19T10:00:47.620Z"
locales:
  - [en](https://longbridge.com/en/quote/LPRO.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/LPRO.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/LPRO.US/norm.md)
---

# Open Lending (LPRO.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | -0.0039 | 0.0101 | -0.0641 | 0.0087 | 0.0052 |
| ROE | -2.45% | 9.10% | -39.90% | 5.21% | 3.13% |
| Revenue | 20.49M | 19.34M | 24.17M | 25.31M | 24.39M |
| Net income | -460000.00 | 1.68M | -7.57M | 1.03M | 617000.00 |
| Operating income | -633000.00 | 757000.00 | 3.30M | 1.18M | 762000.00 |
| Gross margin | 76.31% | 75.99% | 78.00% | 78.23% | 75.06% |
| Net margin | -2.24% | 8.69% | -31.32% | 4.09% | 2.53% |
| Profit quality | - | 13.89% | -58.35% | 138.68% | -19.85% |

## Balance Sheet (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 231.09M | 236.68M | 287.65M | 296.66M | 304.22M |
| Leverage | 3.07 | 3.16 | 3.95 | 3.76 | 3.81 |
| BVPS | 0.6371 | 0.6371 | 0.6162 | 0.6681 | 0.6664 |
| Turnover | 0.3337 | 0.3498 | 0.0496 | 0.0478 | 0.0516 |
| Cash & STI | 173.31M | 176.61M | 222.13M | 230.66M | 236.23M |
| Inv & Rec | - | - | - | - | - |
| LT assets | 3.25M | 3.52M | 3.79M | 4.06M | 4.33M |
| Net debt | -88.23M | -88.57M | -85.17M | -91.68M | -95.24M |

## Cash Flow Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | -764000.00 | 5.45M | -5.65M | 848000.00 | -3.84M |
| Investing CF | -289000.00 | -119000.00 | -77000.00 | -228000.00 | -606000.00 |
| Financing CF | -2.21M | -50.84M | -1.88M | -6.13M | -2.63M |
| Free CF | 3.13M | 6.39M | -8.32M | 10.99M | -8.51M |
| OCF coverage | -40.75% | 10.93% | -301.55% | 44.96% | -199.90% |
| Repaid & issued | - | - | - | - | - |
| CapEx | - | 0.0000 | 0.0000 | -11000.00 | -45000.00 |