---
title: "Lake Shore Bancorp (LSBK.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/LSBK.US/norm.md"
symbol: "LSBK.US"
name: "Lake Shore Bancorp"
parent: "https://longbridge.com/en/quote/LSBK.US.md"
datetime: "2026-05-21T16:49:50.019Z"
locales:
  - [en](https://longbridge.com/en/quote/LSBK.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/LSBK.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/LSBK.US/norm.md)
---

# Lake Shore Bancorp (LSBK.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.2600 | 0.2600 | 0.3194 | 0.2499 | 0.1382 |
| ROE | 5.42% | 5.51% | 8.13% | 8.36% | 4.68% |
| Revenue | 7.48M | 7.26M | 7.69M | 6.92M | 6.14M |
| Net income | 1.92M | 1.93M | 2.36M | 1.92M | 1.06M |
| NIM | 4.02% | - | 3.72% | 3.84% | 3.49% |
| Structure | 6.66M | 6.62M | 6.36M | 6.12M | 5.46M |
| Provision | 7.36M | 7.31M | 7.42M | 6.92M | 6.19M |

## Balance Sheet (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| A&L | 722.01M | 727.32M | 742.80M | 734.84M | 689.00M |
| Leverage | 5.07 | 5.13 | 5.33 | 7.91 | 7.60 |
| BVPS | 18.11 | 19.29 | 19.05 | 12.09 | 11.80 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 566.62M | 573.28M | 590.35M | 627.50M | 582.73M |
| NPL | - | 1.68M | 1.83M | 1.78M | 3.47M |
| Capital ratio | - | - | - | - | - |
| Coverage | - | 290.71% | 265.63% | 290.60% | 148.91% |

## Cash Flow Statement (USD)

| Indicator | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | - | 2.15M | 3.34M | 1.79M | 718000.00 |
| Investing CF | - | -3.36M | 1.16M | -324000.00 | -5.60M |
| Financing CF | - | -18.15M | 3.78M | 43.47M | 2.18M |
| Free CF | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 2.26

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.09USD | 2026-05-04 | 2026-05-04 | 2026-05-13 |
| Cash Dividend: 
0.09USD | 2026-02-02 | 2026-02-02 | 2026-02-11 |
| Cash Dividend: 
0.09USD | 2025-11-03 | 2025-11-03 | 2025-11-12 |