---
title: "LexinFintech (LX.US) — Financial Reports"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/LX.US/norm.md"
symbol: "LX.US"
name: "LexinFintech"
parent: "https://longbridge.com/en/quote/LX.US.md"
datetime: "2026-05-20T04:08:27.585Z"
locales:
  - [en](https://longbridge.com/en/quote/LX.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/LX.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/LX.US/norm.md)
---

# LexinFintech (LX.US) — Financial Reports

## Income Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.1746 | 0.4101 | 0.3988 | 0.3304 | 0.2822 |
| ROE | 7.20% | 17.80% | 17.93% | 15.68% | 13.71% |
| Revenue | 434.97M | 480.03M | 500.20M | 427.34M | 501.26M |
| Net income | 30.60M | 73.22M | 71.31M | 59.24M | 49.70M |
| Operating income | 27.74M | 67.02M | 63.02M | 64.62M | 77.18M |
| Gross margin | 30.98% | 39.64% | 40.05% | 43.45% | 39.03% |
| Net margin | 7.04% | 15.25% | 14.26% | 13.86% | 9.91% |
| Profit quality | - | - | - | - | - |

## Balance Sheet (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 3.31B | 3.24B | 3.14B | 3.11B | 3.05B |
| Leverage | 1.94 | 1.95 | 1.94 | 2.02 | 2.07 |
| BVPS | 10.08 | 9.74 | 9.50 | 9.13 | 8.74 |
| Turnover | 0.5793 | 0.6040 | 0.6155 | 0.6128 | 0.6260 |
| Cash & STI | 308.20M | 307.79M | 289.64M | 436.86M | 319.79M |
| Inv & Rec | 11.91M | 2.95M | 4.17M | 2.66M | 11.72M |
| LT assets | 127.94M | 119.58M | 112.07M | 87.69M | 84.00M |
| Net debt | 377.26M | 361.87M | 391.23M | 306.45M | 401.82M |

## Cash Flow Statement (USD)

| Indicator | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | - | - | - | - | - |
| Investing CF | - | - | - | - | - |
| Financing CF | - | - | - | - | - |
| Free CF | - | - | - | - | - |
| OCF coverage | - | - | - | - | - |
| Repaid & issued | - | - | - | - | - |
| CapEx | - | - | - | - | - |

## Distribution Plan

**Dividend Yield**: 15.83

### Dividend History

| Description | Record Date | Ex-Date | Payment Date |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.188USD | 2026-04-24 | 2026-04-24 | 2026-06-03 |
| Cash Dividend: 
0.194USD | 2025-08-26 | 2025-08-26 | 2025-09-15 |
| Cash Dividend: 
0.11USD | 2025-04-17 | 2025-04-17 | 2025-05-16 |