---
title: "Lloyds Banking Group plc (LYG.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/LYG.US.md"
symbol: "LYG.US"
name: "Lloyds Banking Group plc"
industry: "Diversified Banks"
datetime: "2026-05-20T09:12:00.375Z"
locales:
  - [en](https://longbridge.com/en/quote/LYG.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/LYG.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/LYG.US.md)
---

# Lloyds Banking Group plc (LYG.US)

## Company Overview

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance, and leasing solutions to personal customers. Its Commercial Banking segment provides lending, transactional banking, working capital management, debt financing, and risk management services to small and medium businesses, corporates, and institutions.

| Item | Detail |
|------|--------|
| Industry | Diversified Banks |
| Exchange | US Market |
| Website | [www.lloydsbankinggroup.com](https://www.lloydsbankinggroup.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:15.000Z

**Overall: C (0.45)**

**Industry**: Diversified Banks

| Metric | Value |
|--------|-------|
| Industry Ranking | 36 / 64 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Value - Stocks where the company's main business is in a mature stage.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: C

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 13.44% |  |
| Net Profit YoY | 24.62% |  |
| P/B Ratio | 1.18 |  |
| Dividend Ratio | 3.80% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 75214707894.48 |  |
| Revenue | 25743735705.70 |  |

#### Multi Score Score: C

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 9.59% | B |
| Profit Margin | 26.49% | A |
| Gross Margin | 0.00% | E |
| Revenue YoY | 13.44% | B |
| Net Profit YoY | 24.62% | B |
| Total Assets YoY | 8.37% | B |
| Net Assets YoY | 2.77% | C |
| Cash Flow Margin | 0.00% | D |
| OCF YoY | 13.44% | B |
| Turnover | 0.00 | E |
| Gearing Ratio | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Lloyds Banking Group plc",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "13.44%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "24.62%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "1.18",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "3.80%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "75214707894.48",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "25743735705.70",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "C",
      "indicators": [
        {
          "name": "ROE",
          "value": "9.59%",
          "rating": "B"
        },
        {
          "name": "Profit Margin",
          "value": "26.49%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "Revenue YoY",
          "value": "13.44%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "24.62%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "8.37%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "2.77%",
          "rating": "C"
        },
        {
          "name": "Cash Flow Margin",
          "value": "0.00%",
          "rating": "D"
        },
        {
          "name": "OCF YoY",
          "value": "13.44%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "Gearing Ratio",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 12.14 | 38/64 | 16.01 | 12.90 | 12.37 |
| PB | 1.18 | 20/64 | 1.27 | 1.14 | 1.02 |
| PS (TTM) | 2.92 | 22/64 | 3.27 | 2.93 | 2.78 |
| Dividend Yield | 3.80% | 31/64 | 3.90% | 3.71% | 3.29% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Toronto Dominion Bank (TD.US) | B | A | E | A | B | B |
| 02 | Bank of Montreal (BMO.US) | B | B | E | A | B | B |
| 03 | ING Groep (ING.US) | B | A | E | A | C | B |
| 04 | NU Holdings (NU.US) | B | A | E | A | C | B |
| 05 | Credicorp (BAP.US) | B | B | E | A | C | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-11T04:00:00.000Z

Total Analysts: **3**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Hold | 3 | 100% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 5.16 |
| Highest Target | 6.41 |
| Lowest Target | 5.35 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/LYG.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/LYG.US/norm.md)
- [Related News](https://longbridge.com/en/quote/LYG.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/LYG.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**