---
title: "Mastercard Incorporated (MA.US)"
type: "Symbol"
locale: "en"
url: "https://longbridge.com/en/quote/MA.US.md"
symbol: "MA.US"
name: "Mastercard Incorporated"
industry: "Transaction and Payment Processing Services"
datetime: "2026-05-20T08:33:29.585Z"
locales:
  - [en](https://longbridge.com/en/quote/MA.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/MA.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/MA.US.md)
---

# Mastercard Incorporated (MA.US)

## Company Overview

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows.

| Item | Detail |
|------|--------|
| Industry | Transaction and Payment Processing Services |
| Exchange | US Market |
| Website | [www.mastercard.com](https://www.mastercard.com) |

## Key Drivers
> *AI-analyzed key factors driving this stock's performance*


## Longbridge Financial Score™: B
> *Longbridge Financial Score™ — Proprietary multi-factor rating model by Longbridge*
> Updated: 2026-05-20T04:30:15.000Z

**Overall: B (0.38)**

**Industry**: Transaction and Payment Processing Services

| Metric | Value |
|--------|-------|
| Industry Ranking | 4 / 52 |
| Industry Median | C |
| Industry Average | C |

- **Style**: Blend - Stocks in which the company has both growth and mature businesses.
- **Scale**: Large - The company has stable operations, allowing for dependable long-term returns.

**Multi Score**: B

#### Style Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Revenue YoY | 16.75% |  |
| Net Profit YoY | 18.47% |  |
| P/B Ratio | 65.71 |  |
| Dividend Ratio | 0.65% |  |

#### Size Score Score: 

| Indicator | Value | Rating |
|-----------|-------|--------|
| Market Cap | 441526852343.50 |  |
| Revenue | 33939000000.00 |  |

#### Multi Score Score: B

| Indicator | Value | Rating |
|-----------|-------|--------|
| ROE | 232.56% | A |
| Profit Margin | 45.88% | A |
| Gross Margin | 100.00% | A |
| Revenue YoY | 16.75% | B |
| Net Profit YoY | 18.47% | B |
| Total Assets YoY | 8.21% | B |
| Net Assets YoY | 0.39% | C |
| Cash Flow Margin | 117.32% | C |
| OCF YoY | 16.75% | B |
| Turnover | 0.67 | B |
| Gearing Ratio | 87.18% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Mastercard Incorporated",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "Style Score",
      "grade": "",
      "indicators": [
        {
          "name": "Revenue YoY",
          "value": "16.75%",
          "rating": ""
        },
        {
          "name": "Net Profit YoY",
          "value": "18.47%",
          "rating": ""
        },
        {
          "name": "P/B Ratio",
          "value": "65.71",
          "rating": ""
        },
        {
          "name": "Dividend Ratio",
          "value": "0.65%",
          "rating": ""
        }
      ]
    },
    {
      "name": "Size Score",
      "grade": "",
      "indicators": [
        {
          "name": "Market Cap",
          "value": "441526852343.50",
          "rating": ""
        },
        {
          "name": "Revenue",
          "value": "33939000000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "Multi Score",
      "grade": "B",
      "indicators": [
        {
          "name": "ROE",
          "value": "232.56%",
          "rating": "A"
        },
        {
          "name": "Profit Margin",
          "value": "45.88%",
          "rating": "A"
        },
        {
          "name": "Gross Margin",
          "value": "100.00%",
          "rating": "A"
        },
        {
          "name": "Revenue YoY",
          "value": "16.75%",
          "rating": "B"
        },
        {
          "name": "Net Profit YoY",
          "value": "18.47%",
          "rating": "B"
        },
        {
          "name": "Total Assets YoY",
          "value": "8.21%",
          "rating": "B"
        },
        {
          "name": "Net Assets YoY",
          "value": "0.39%",
          "rating": "C"
        },
        {
          "name": "Cash Flow Margin",
          "value": "117.32%",
          "rating": "C"
        },
        {
          "name": "OCF YoY",
          "value": "16.75%",
          "rating": "B"
        },
        {
          "name": "Turnover",
          "value": "0.67",
          "rating": "B"
        },
        {
          "name": "Gearing Ratio",
          "value": "87.18%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## Valuation Analysis

| Metric | Current | Industry Ranking | High | Median | Low |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 28.36 | 23/52 | 38.86 | 35.98 | 30.85 |
| PB | 65.71 | 42/52 | 68.95 | 64.99 | 60.09 |
| PS (TTM) | 13.01 | 43/52 | 17.50 | 16.29 | 14.08 |
| Dividend Yield | 0.65% | 11/52 | 0.62% | 0.54% | 0.51% |

## Peer Comparison

| Rank | Name | Profit | Growth | Operation | Security | Cash | Rating |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Remitly Global (RELY.US) | B | A | A | B | A | A |
| 02 | Paymentus (PAY.US) | B | A | A | A | A | A |
| 03 | Visa (V.US) | A | B | C | D | B | B |
| 04 | Mastercard (MA.US) | A | B | B | E | B | B |
| 05 | Adyen N.V. (ADYEY.US) | A | B | D | D | B | B |

## Institutional View

### Analyst Rating Distribution

> As of 2026-05-19T04:00:00.000Z

Total Analysts: **41**

| Rating | Count | Percentage |
|--------|-------|-----------| 
| Buy | 29 | 71% |
| Overweight | 7 | 17% |
| Hold | 3 | 7% |

### Target Price Forecast

| Metric | Price |
|--------|-------|
| Current Price | 499.70 |
| Highest Target | 735.00 |
| Lowest Target | 550.00 |

## References

- [Company Overview — Profile, executives, shareholders, business breakdown](https://longbridge.com/en/quote/MA.US/overview.md)
- [Financial Reports — Income, balance sheet, cash flow, dividends](https://longbridge.com/en/quote/MA.US/norm.md)
- [Related News](https://longbridge.com/en/quote/MA.US/news.md)
- [Filings — Company announcements and regulatory filings](https://longbridge.com/en/quote/MA.US/filings.md)

---

> **Disclaimer: This article is for reference only and does not constitute any investment advice.**